Welcome to Our Online Loan Referral Service

4.5 19 reviews

2714 E Central Ave, Estherville, IA 51334, USA
+1 (712) 362-5897
www.employeescu.com
Friday
8AM–6PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Created Date

2000-07-03

Mailing Address

5335 Gate Parkway care of REGISTER.COM, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

What people think about Employees Credit Union?

Below you get acquainted with some of the reviews of our customers.

Amazing loan officers and all around friendly environment! Would definitely suggest this bank for the whole family.

Theodore Ebert

All friendly people and fast but quality experience to bank!

Ernestine Hirthe DVM

Never had a problem great service

Karli Cormier

Pay Attention

Below you can review general information about payday loans and their common features.

Payday Loans in Estherville, Iowa

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.

Payday loans in Estherville, Iowa is are simple to access. The APR is individual for each borrower and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to people with a poor credit score. Payday loan approvals depend very much on other aspects. They will check your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and without delays.

To get accepted for a loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the payday loan in a few minutes.

APR Calculator

Other Payday Lenders in Estherville, Iowa

Bank Iowa - Lawler

500 E, IA-24, Lawler, IA 52154, USA

+1 (563) 238-2054

www.bankiowa.bank

CBI Bank & Trust - Kalona Banking Center

402 B Ave, Kalona, IA 52247, USA

+1 (319) 656-2265

www.cbibt.com

Edward Jones - Financial Advisor: Eric J Feller

501 Court St, Williamsburg, IA 52361, USA

+1 (319) 668-9364

www.edwardjones.com

Northwestern Mutual Financial

211 1st St, Kalona, IA 52247, USA

+1 (319) 409-6094

www.northwesternmutual.com

Iowa State Bank

627 E Locust St, Des Moines, IA 50309, USA

+1 (515) 288-0111

www.iowastatebanks.com

Ashton State Bank - Member FDIC

317 3rd St, Ashton, IA 51232, USA

+1 (712) 724-6326

www.ashtonstatebank.com

Dupaco Community Credit Union

5970 Carlson Way, Marion, IA 52302, USA

+1 (800) 373-7600

www.dupaco.com

Edward Jones - Financial Advisor: John C Hill, AAMS®

1375 7th Ave Ste B, Marion, IA 52302, USA

+1 (319) 377-7137

www.edwardjones.com

Metro Pawn & Loan

3011 W Broadway, Council Bluffs, IA 51501, USA

+1 (712) 256-5750

metropawnandloan.com

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