Welcome to Our Online Loan Referral Service

4.2 10 reviews

2312 Mormon Trek Blvd, Iowa City, IA 52246, USA
+1 (319) 356-9130
locations.usbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you grapple with the feedback of our customers.

It is only the best because of the staff.

Mrs. Jayne Schimmel

I love my neighborhood bank!

Deion Emard

The most friendly stuff here.

Helene Bernhard

Pay Attention

Further there will be presented the details about not a definite lender. The information below will tell about general information about payday loans and its specific aspects.

Payday Loans in Iowa City, Iowa

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Problem-free financial products are considered as payday loans in Iowa City, ia. They are taken out at individually-set interest rates. They depend on customer's data. It is also important to pay off as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help issue a loan in Iowa City, Iowa?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be transfered to account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill in an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be an obstacle to take out a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a loan. Lenders do not consider this factor the only one to take out a loan in Iowa City, Iowa. The company will assess many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Iowa City, Iowa

United Bank of Iowa

202 N Main St, Alta, IA 51002, USA

+1 (712) 200-1234

www.unitedbk.bank

U.S. Bank Branch

3501 86th St, Urbandale, IA 50322, USA

+1 (515) 248-7720

locations.usbank.com

ATM (Regions Bank)

4417 University Ave, Cedar Falls, IA 50613, USA

+1 (800) 734-4667

www.regions.com

United Bank of Iowa

148 Main St, Aurelia, IA 51005, USA

+1 (712) 434-2289

www.unitedbk.bank

Principal Financial Group

210 5th St #103, Coralville, IA 52241, USA

+1 (319) 339-4190

Iowa Savings Bank

118 S 5th Ave, Coon Rapids, IA 50058, USA

+1 (712) 999-2271

www.iowasavingsbank.com

Security National Bank

315 Cedar St, Lawton, IA 51030, USA

+1 (712) 944-5171

www.snbonline.com

EZ Money Check Cashing

2121 Hamilton Blvd, Sioux City, IA 51103, USA

+1 (712) 258-8542

sioux-city-ia-hamilton.getezmoney.com

Community 1st Credit Union

1008 W Bell Ave #103 Suite 103, Knoxville, IA 50138, USA

+1 (641) 828-6775

www.c1stcreditunion.com

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