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What people think about United Bank of Iowa?
Below you see some of the opinions of our clients.
I always use United Bank of Iowa when it need a cash advance. The application process is trouble-free. No complaints.
Michale Watsica
Online application. I only entered an ID and a bank account. Immedaite lending decision. The first time I was accepted for $400 only. Hope the available amount will increase next time. APR is competitive. Paid off the debt earlier than agreed. If you have difficulties, the term can be also extended.
Ms. Emelia Bartell
Pay Attention
Below you can see general information about payday loans and their common features.
Payday Loans in Kiron, Iowa
A payday loan is a short-term loan that can help you cover unexpected cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans in Kiron, Iowa is are easy to get. The APR is individual for each borrower and depends on multiple factors: age, income, loan amount needed, loan term, credit score, etc.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
Why people apply for cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a bad credit history. Payday loan approvals depend very much on specific aspects. Lenders will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.
To get approved for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
Use the below online calculator to quickly calculate the annual percentage rate and learn the definite cost of the loan immediately.
APR Calculator
Other Payday Lenders in Kiron, Iowa
Community 1st Credit Union
1940 Venture Dr, Ottumwa, IA 52501, USA
+1 (641) 684-2127
www.c1stcreditunion.com
Edward Jones - Financial Advisor: Dave Grove, AAMS®
611 E Main St, Panora, IA 50216, USA
+1 (641) 755-3213
www.edwardjones.com
Advance America
3135 Wiley Blvd SW #107, Cedar Rapids, IA 52404, USA
+1 (319) 390-5800
www.advanceamerica.net
Browns Loans
2709 W Broadway, Council Bluffs, IA 51501, USA
+1 (712) 323-0746
www.brownloansandpawn.com
Blackhawk Bank & Trust ATM
977 Spruce Hills Dr, Bettendorf, IA 52722, USA
+1 (309) 787-4451
www.choosethechief.com
Edward Jones - Financial Advisor: Dustin W Christiansen, CFP®
713 W Sheridan Ave, Shenandoah, IA 51601, USA
+1 (712) 246-2733
www.edwardjones.com
Northwestern Mutual Financial
211 1st St, Kalona, IA 52247, USA
+1 (319) 409-6094
www.northwesternmutual.com
