Domain Info
Created Date
2003-11-11
Mailing Address
Iowa, United States
Company Name
Laurens State Bank
Laurens State Bank
Contact Data
What people think about Laurens State Bank?
Below you see some of the opinions of our customers.
Disappointed customer! Was refused for no reason. My credit was average.
Ryley Toy
I tried to borrow cash from Laurens State Bank. They declined me. Why then declare they approve everyone even those with poor credit?? Bad service. Later, got many calls with an offer to take out a loan. I do not recommend this loan provider.
Dr. Monroe Jacobi
The site does not work so I can not apply for the loan…
Prof. Horacio Schulist
I took loans from Laurens State Bank 2 times. Previously it was ok. Last time they said I was accepted. Said the money would be in my account within 10 hours. It’s been 2 days – no funds. They do not answer phone calls. Why???
Prof. Berry Strosin
Unsatisfied customer! Was refused for no reason. My credit was fair.
Prof. Karley Carter
Important
Below you can read general information about payday loans and their common features.
Payday Loans in Laurens, New York
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Cash advance loans may be an easy and speedy solution to a short-term problem in Laurens, New York. Loans from payday lenders can get you cash quickly. Your interest rate will depend on several factors.
APR
25% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a bad credit rating an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay off your loan commitments punctually.
To get approved for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.
APR Calculator
Other Payday Lenders in Laurens, Iowa
Collins Community Credit Union
6260 Mills Civic Pkwy, West Des Moines, IA 50266, USA
+1 (800) 475-1150
www.collinscu.org
Edward Jones - Financial Advisor: Matt Trueg
211 E San Marnan Dr, Waterloo, IA 50702, USA
+1 (319) 236-8546
www.edwardjones.com
GreenState Credit Union
2805 Beaver Ave, Des Moines, IA 50310, USA
+1 (800) 397-3790
www.greenstate.org
Farm Credit Services of America
345 Fair Meadow Dr, Webster City, IA 50595, USA
+1 (515) 832-3435
www.fcsamerica.com
5 Star Community Credit Union
801 W Burlington Ave, West Burlington, IA 52655, USA
+1 (319) 752-0181
www.5starcu.org
Citizens 1st National Bank
529 Lake Ave N, Storm Lake, IA 50588, USA
+1 (712) 732-5440
www.citizensfnb.com
