Welcome to Our Online Loan Referral Service

5 reviews

102 S 3rd St, Laurens, IA 50554, USA
+1 (712) 845-2627
www.laurensstatebank.com
Friday
8:30AM–4PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8:30AM–3PM
Tuesday
8:30AM–3PM
Wednesday
8:30AM–3PM
Thursday
8:30AM–3PM

Domain Info

Created Date

2003-11-11

Mailing Address

Iowa, United States

Company Name

Laurens State Bank

Laurens State Bank

Contact Data

What people think about Laurens State Bank?

Below you see some of the opinions of our customers.

Disappointed customer! Was refused for no reason. My credit was average.

Ryley Toy

I tried to borrow cash from Laurens State Bank. They declined me. Why then declare they approve everyone even those with poor credit?? Bad service. Later, got many calls with an offer to take out a loan. I do not recommend this loan provider.

Dr. Monroe Jacobi

The site does not work so I can not apply for the loan…

Prof. Horacio Schulist

I took loans from Laurens State Bank 2 times. Previously it was ok. Last time they said I was accepted. Said the money would be in my account within 10 hours. It’s been 2 days – no funds. They do not answer phone calls. Why???

Prof. Berry Strosin

Unsatisfied customer! Was refused for no reason. My credit was fair.

Prof. Karley Carter

Important

Below you can read general information about payday loans and their common features.

Payday Loans in Laurens, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Cash advance loans may be an easy and speedy solution to a short-term problem in Laurens, New York. Loans from payday lenders can get you cash quickly. Your interest rate will depend on several factors.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a bad credit rating an increased opportunity to get accepted for such loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is relevant that you always borrow within your opportunities and pay off your loan commitments punctually.

To get approved for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your loan.

APR Calculator

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+1 (515) 232-3371

www.edwardjones.com

Shelby County State Bank

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+1 (712) 743-2715

www.scsbnet.com

Iowa State Bank

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+1 (712) 930-7100

iowastatebank.net

Fidelity Bank & Trust

424 E Oak St, Monticello, IA 52310, USA

+1 (319) 465-7010

www.bankfidelity.com

U.S. Bank ATM - Mount Pleasant

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+1 (800) 872-2657

usbank.com

Ascentra Credit Union

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+1 (563) 243-6320

www.ascentra.org

Mobile Money, LLC

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