Domain Info
Created Date
2007-03-21
Mailing Address
REDACTED FOR PRIVACY, REDACTED FOR PRIVACY, IA, REDACTED FOR PRIVACY, United States
Company Name
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Contact Data
REDACTED FOR PRIVACY
REDACTED FOR PRIVACY
Feedback about Peoples Savings Bank?
Here you read the feedback of our customers.
100% sleeky company. They ask for a photo then spread on the Internet. They lie that it is approved, so that you sent them a card data and an ID photo.
Dr. Raoul Carter II
I regret very much that I addressed this organization. I agreed by 1%, but the full repayment of the loan brings additional charges. Unsatisfied.
Kennith Armstrong
For 6 months I have not been able to make the service to transfer the information about the paying back of the loan for 2019.
Winnifred Gutmann
Disappointed! Was declined to take out $1,000. Only $400 was approved.
Prof. Alia Lueilwitz DDS
I took out only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.
Dr. Ansley Romaguera
I took out only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.
Amelie Osinski DVM
Pay Attention
Payday lenders are shown in the first three points. Below info specifies common information about payday loans.
Payday Loans in Montezuma, New York
According to the definiftion, a payday loan is a loan taken out for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.
Such financial products as payday loan in Montezuma, New York is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more loans you pay back off, the more reasonable rates a client will recieve.
APR
25% small loan cap
How will Peoples Savings Bank help issue a loan in Montezuma, New York?
- 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The transfer will be sent to a account, so a personal visit to the office is not necessary.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
- Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every borrower should enter the following data:
Submit an application to get terms and rates for an offer from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a unfavorable factor that is considered by financial institutions. Payday lenders in Montezuma, ny review this circumstance not a hindrence to issue a loan. The customer of a payday loan should be prepared to objectively estimate financial capabilities, take out a loan, pay back the debt on a due date and not only solve current issues, but enhance the credit rating.
The following common points will be assessed before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to issue a loan, you should define its real cost. This calculator will show the APR of the loan.
APR Calculator
Other Payday Lenders in Montezuma, Iowa
Collins Community Credit Union
3160 Wiley Blvd SW, Cedar Rapids, IA 52404, USA
+1 (800) 475-1150
www.collinscu.org
Principal Financial Group
711 High St, Des Moines, IA 50392, USA
+1 (515) 247-5111
www.principal.com
Great Southern Bank
1290 Copper Creek Dr, Pleasant Hill, IA 50327, USA
+1 (515) 265-4880
locations.greatsouthernbank.com
Edward Jones - Financial Advisor: Benjamin R Coon, AAMS®
2870 Devils Glen Rd, Bettendorf, IA 52722, USA
+1 (563) 332-0517
www.edwardjones.com
Edward Jones - Financial Advisor: Tamra A Shadlow, CFP®|ChFC®
522 Broad St, Story City, IA 50248, USA
+1 (515) 733-5113
www.edwardjones.com
Chelsea Savings Bank
100 N Main St, Traer, IA 50675, USA
+1 (319) 478-8200
www.chelseasavingsbank.com
