New Hampton Security State Bank Payday Loans Review - New Hampton, Iowa

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit rating. Payday loan approvals depend very much on other circumstances. Lenders will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a cash advance, you need to meet the following eligibility criteria:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.