Welcome to Our Online Loan Referral Service

3.1 7 reviews

5515 Utica Ridge Rd, Davenport, IA 52807, USA
+1 (563) 344-1400
locations.usbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you grapple with the reviews of our customers.

Friendly staff and updated information.

Emerald Maggio V

Always long lines that take forever

Emilio Feest III

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will define general information about payday loans and its specific features.

Payday Loans in Davenport, New York

According to the definiftion, a payday loan is a loan taken out for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Davenport, New York is taken out easily and fast for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more favorable rates a client will recieve.

APR

25% small loan cap

How will U.S. Bank Branch help issue a payday loan in Davenport, New York?

  • 24/7 service. Such online services allow you to receive funds at any time. Funds are taken out around the clock. The transfer will be sent to a credit card, so a personal visit to the store is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A negative factor considered by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by payday lenders to take out a cash advance. The lender review many aspects such as financial capabilities to approve the request. Payday loans in Davenport, New York may help enhance your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Davenport, Iowa

Edward Jones - Financial Advisor: Randy Gregg, AAMS®

2332 IA-2, Mt Ayr, IA 50854, USA

+1 (641) 464-2062

www.edwardjones.com

U.S. Bank Branch

5515 Utica Ridge Rd, Davenport, IA 52807, USA

+1 (563) 344-1400

locations.usbank.com

Hills Bank

200 Hawkins Dr, Iowa City, IA 52242, USA

+1 (319) 358-8442

www.hillsbank.com

Bankers Trust

655 E Army Post Rd, Des Moines, IA 50315, USA

+1 (515) 245-2977

www.bankerstrust.com

Community 1st Credit Union

2501 W Burlington Ave, Fairfield, IA 52556, USA

+1 (641) 472-6222

www.c1stcreditunion.com

5 Star Community Credit Union

801 W Burlington Ave, West Burlington, IA 52655, USA

+1 (319) 752-0181

www.5starcu.org

Walmart Money Center

3501 8th St SW, Altoona, IA 50009, USA

+1 (515) 967-1711

www.walmart.com

Maquoketa State Bank

203 N Main St, Maquoketa, IA 52060, USA

+1 (563) 652-2491

www.maquoketasb.bank

Central Bank

3624 6th Ave, Des Moines, IA 50313, USA

+1 (515) 331-7205

www.centralbankonline.com

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