Welcome to Our Online Loan Referral Service


101 N State St, Terril, IA 51364, USA
+1 (712) 853-6200
www.statebankspiritlake.com
Friday
9AM–12PM, 1–3PM
Saturday
Closed
Sunday
Closed
Monday
9AM–12PM, 1–3PM
Tuesday
9AM–12PM, 1–3PM
Wednesday
9AM–12PM, 1–3PM
Thursday
9AM–12PM, 1–3PM

Domain Info

Created Date

1998-11-06

Mailing Address

Iowa, United States

Company Name

The State Bank

The State Bank

Contact Data

What people think about The State Bank?

Below you get acquainted with some of the testimonials of our customers.

I applied for a $1,000 loan when I needed money after vacation. There simply was no other solution. I came across this lender on the Internet. Other lender charged unbelievable rates. One lender declined me, another approved me for a smaller amount but here it got as much as I requested.

Jazlyn Johns

The State Bank rescued me in a difficult time. They approved me for a loan although I had credit issues. The process was trouble free and quick. I appreciate their 24/7 customer support service and affordable rates. I will 100% recommend this company to my relatives and friends.

Jasen Abernathy

I want to say Many Thanks to the employees of The State Bank. They offer fast solution to any unexpected money issues. Love them for their same day approval. Applied for a cash advance and got accepted although my credit was not perfect. I will definitely use this service if I need money in the future.

Monserrat Oberbrunner V

Was invited to a gender party but was broke at that time. A friend recommended me to use The State Bank. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had low credit. In general, The process was straightforward.

Dejah Marquardt

I had problems with paying back my bank loan and was not sure I would get accepted for a loan with The State Bank . But it would be soooo embarrassing to borrow from friends. Therefore, I took my chances and applied for $300 online. Fortunately I got approved!!! They literally saved my life.

Ona Quigley

Pay Attention

Above there is information about a exact lender. Below you can review common features of payday loans.

Payday Loans in Terril, Iowa

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans in Terril, Iowa is are simple to get. The interest rate is individual for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit rating can usually be an obstacle to getting a bank loan. A payday loan can save clients who have low credit scores or have no credit score. But we remind you that as with any loan you should only think about applying for a payday loan if you are assured that you can afford payments in a timely manner.

To get accepted for a payday loan, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to apply for a payday loan, you can use an online calculator. It will show the exact APR of your payday loan.

APR Calculator

Other Payday Lenders in Terril, Iowa

Houghton State Bank

103 Main St, Cumberland, IA 50843, USA

+1 (712) 774-2234

www.houghtonstatebank.com

OneMain Financial

4618 University Ave, Cedar Falls, IA 50613, USA

+1 (319) 266-6281

www.onemainfinancial.com

Great Southern Bank

1290 Copper Creek Dr, Pleasant Hill, IA 50327, USA

+1 (515) 265-4880

locations.greatsouthernbank.com

Financial Plus Credit Union

1831 25th St, West Des Moines, IA 50266, USA

+1 (515) 224-1222

www.financialpluscu.com

U.S. Bank ATM - Cedar Falls College Square Mall

6301 University Ave, Cedar Falls, IA 50613, USA

+1 (800) 872-2657

usbank.com

Wells Fargo Bank

8301 Douglas Ave, Urbandale, IA 50322, USA

+1 (515) 237-5909

www.wellsfargo.com

First State Bank

600 Park St, Stanhope, IA 50246, USA

+1 (515) 826-3222

www.fsbwc.com

Community Choice Credit Union

212 E Lincoln Way, Ames, IA 50010, USA

+1 (515) 334-8100

www.comchoicecu.org

Farm Credit Services of America

105 Theater Cir, Perry, IA 50220, USA

+1 (515) 465-5318

www.fcsamerica.com

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