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4.8 70 reviews
Loan agency in Urbandale, Iowa

3814 70th St, Urbandale, IA 50322, USA
+1 (515) 253-0900
www.advanceamerica.net
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM
Thursday
10AM–5PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed

Domain Info

Created Date

1999-08-09

Mailing Address

South Carolina, United States

Company Name

AARC, LLC.

AARC, LLC.

Contact Data

Feedback about Advance America?

Here you get acquainted with the feedback of our customers.

Great place, nice employees and great location!

Jamey Pouros

They have the friendliest staff.

Claude Roob

Nice people and good customer service!

Eva Pfannerstill IV

Extremely Rude staff behind the glass partition.

Prof. Clifford Koch II

I had a very reliable check from an insurance company.

Maud Herman

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will tell about shared information about payday loans and its specific aspects.

Payday Loans in Urbandale, Iowa

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Problem-free financial products are known as payday loans in Urbandale, ia. They are taken out at individual interest rates. They depend on customer's data. It is also significant to pay off as much payday loans as possible.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Advance America help take out a payday loan in Urbandale, Iowa?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to consider the application. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% refuse the request when lenders in Urbandale, ia will assess other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator clarifies the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Urbandale, Iowa

Edward Jones - Financial Advisor: Brad Heyer

270 Hickman Rd, Waukee, IA 50263, USA

+1 (515) 987-0412

www.edwardjones.com

Bank Iowa - Manilla

341 4th St, Manilla, IA 51454, USA

+1 (712) 654-2962

www.bankiowa.bank

First Whitney Bank & Trust

223 Chestnut St, Atlantic, IA 50022, USA

+1 (712) 243-3195

www.firstwhitneybank.com

Vibrant Credit Union

414 61st St Suite 1, Des Moines, IA 50312, USA

+1 (800) 323-5109

vibrantcreditunion.org

Bank 1st

115 N Vine St, West Union, IA 52175, USA

+1 (563) 422-3883

www.bank1stia.com

Edward Jones - Financial Advisor: Brett A Morris, AAMS®

2102 N Court St, Ottumwa, IA 52501, USA

+1 (641) 682-2400

www.edwardjones.com

Quad City Bank & Trust

1700 N Division St, Davenport, IA 52804, USA

+1 (563) 323-5960

www.qcbt.com

Advance Services, Inc.

201 S 16th St, Clarinda, IA 51632, USA

+1 (712) 542-1171

www.asinc.net

First Trust & Savings Bank

55 Deer Run Trail, Climbing Hill, IA 51015, USA

+1 (712) 876-2215

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