Welcome to Our Online Loan Referral Service

4.7 6 reviews

123 S Main St, Wheatland, IA 52777, USA
+1 (563) 374-1247
www.firsttrustsavings.com
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–6PM
Saturday
8:30AM–12PM
Sunday
Closed

Domain Info

Created Date

2000-08-09

Mailing Address

Iowa, United States

Company Name

First Trust and Savings Bank

First Trust and Savings Bank

Contact Data

Feedback about First Trust & Savings Bank?

Here you see the reviews of our customers.

I recommend First Trust & Savings Bank to everyone, I am applying for the second time. Everything is great!

Arnold Williamson

Only an ID is needed to apply. Was on a working trip and needed extra funds, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!

Jermaine Dickens

Yesterday I needed money, I decided to contact First Trust & Savings Bank. They quickly approved the amount required, and besides, they offered reasonable terms at a low interest rate.

Nelle Hodkiewicz Jr.

Minimum application form, only an ID was needed. Very quick reviewing. The first loan was given with a limit of $500 at reasonable rate, so far it has been returned on time, it can be either extended or paid back ahead of schedule.

Prof. Oda Labadie

I took the first loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to extend the payment and return the cash advance in parts. Immediately after repaying the old one, you can take out a new one, the offered amount increases every time.

Maya Smith DDS

The funds are deposited to my credit card. I cover obligations through my personal account. The payment is convenient and quick. Pay on time and there will be no issues.

Kevin Mueller I

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to use First Trust & Savings Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Lee Rosenbaum

Pay Attention

Further there will be given the details about not a definite lending company. The information below will define common information about payday loans and its specific aspects.

Payday Loans in Wheatland, Pennsylvania

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is taken out: $100-$1,000.

It is easy and quick to issue payday loans in Wheatland, Pennsylvania. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

6% APR small loan cap

How will First Trust & Savings Bank help take out a payday loan in Wheatland, Pennsylvania?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with person-related data. It will take some minutes to consider the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor considered by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by microfinance organizations to take out a loan. The lending company review many aspects such as financial capabilities to approve the application. Cash advance in Wheatland, Pennsylvania may help enhance your credit rating.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Wheatland, Iowa

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+1 (515) 573-2274

West Bank - Drive-Up Only

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+1 (515) 222-2385

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First Class Community Credit Union

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+1 (515) 224-4300

www.gofirstclass.org

Greater Iowa Credit Union

2623 Northridge Pkwy, Ames, IA 50010, USA

+1 (800) 296-9064

bit.ly

ATM (Regions Bank)

2851 86th St, Urbandale, IA 50322, USA

+1 (800) 734-4667

www.regions.com

Alternative Business Lending

836 N Hampshire Ave, Mason City, IA 50401, USA

+1 (641) 583-3701

Marion County Bank

222 E Robinson St, Knoxville, IA 50138, USA

+1 (641) 828-8000

www.marioncountybank.com

U.S. Bank Branch

2546 Lincoln Way, Ames, IA 50014, USA

+1 (515) 292-2638

locations.usbank.com

Central Bank ATM

37 Lake St, Arnolds Park, IA 51331, USA

+1 (800) 383-8000

www.centralbankonline.com

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