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3.6 8 reviews
Loan agency in Waterloo, Iowa

700 La Porte Rd, Waterloo, IA 50702, USA
35 years in business
+1 (319) 226-6185

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Mailing Address

Nebraska, United States

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Here you read the reviews of our clients.

Very nice and clean place.

Mrs. Earline Hoppe

It’s small and run down on the outside but the inside I’m surprisingly clean.

Miss Jada Pfannerstill V

The worker was very friendly and fast.

Lue Schmitt

Very pleasant staff, and awesome service!

Ulises Wiegand

Love this place great stuff great prices deff keep coming back ☺

Prof. Dino Gibson

People and products are good

Prof. Reece Zboncak IV

Pay Attention

Further there will be shown the details about not a definite lending company. The information below will explain common information about payday loans and its specific elements.

Payday Loans in Waterloo, New York

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is simple and fast to take out payday loans in Waterloo, New York. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.


25% small loan cap

How will EZ Money Check Cashing help take out a payday loan in Waterloo, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not attend the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to process the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by microfinance organizations before issuing a loan. But banks almost 100% deny the application when lenders in Waterloo, ny will estimate other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a loan, you should define its definite cost. This calculator will show the APR of the loan.

APR Calculator

Other Payday Lenders in Waterloo, Iowa

Iowa State Bank

203 W 7th St #1094, Sanborn, IA 51248, USA

+1 (712) 930-7100


Cherokee State Bank

212 W Willow St, Cherokee, IA 51012, USA

+1 (712) 225-3000


Farm Credit Services of America

105 Theater Cir, Perry, IA 50220, USA

+1 (515) 465-5318


Libertyville Savings Bank: Fairfield

2000 W Jefferson Ave, Fairfield, IA 52556, USA

+1 (641) 472-9839


BTC Bank

2090 E Main St, Lamoni, IA 50140, USA

+1 (641) 784-7300


Siouxland Federal Credit Union

4709 Southern Hills Dr, Sioux City, IA 51106, USA

+1 (712) 224-1015


Edward Jones - Financial Advisor: Nathan F Paulsen

308 College Dr #7, Decorah, IA 52101, USA

+1 (563) 382-9689


Principal Financial Group

1100 Technology Pkwy, Cedar Falls, IA 50613, USA

+1 (319) 409-6084


Community Choice Credit Union

700 Lyon St, Des Moines, IA 50309, USA

+1 (515) 334-8100