Welcome to Our Online Loan Referral Service

2 2 reviews

11 W Commercial St, Waterloo, IA 50701, USA
+1 (319) 292-1386
locations.usbank.com
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN, United States

Company Name

US Bank, National Association

US Bank, National Association

Contact Data

Feedback about U.S. Bank Branch?

Here you read the feedback of our clients.

Not very happy with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to cope with, by means of customer support.

Alfonzo Rippin

I took out $300 for several days. When the loan was returned, they applied a great commissions, I had to pay almost $400.

Cruz Keebler

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a payday loan for 16 days. As a result, I paid $850 with all the charges.

Vladimir Renner

Disappointed! Was denied to take out $1,000. Only $400 was approved.

Maryam Altenwerth

Pay Attention

Further there will be given the details about not a certain lender. The information below will define common information about payday loans and its specific features.

Payday Loans in Waterloo, New York

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Hassle-free financial products are considered as payday loans in Waterloo, ny. They are taken out at individually-set interest rates. They depend on customer's data. It is also significant to repay as much payday loans as possible.

APR

25% small loan cap

How will U.S. Bank Branch help take out a loan in Waterloo, New York?

  • Round the clock service. Every client may address the service round the clock. The borrowed money will be credited to bank account. You won't be asked to attend any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a loan from online lenders.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Lenders in Waterloo, ny consider this circumstance not a drawback to issue a loan. The borrower of a cash advance should be ready to objectively estimate financial capabilities, take out a loan, pay back the debt on time and not only handle current issues, but improve the credit history.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Waterloo, Iowa

Wells Fargo Bank

600 Chestnut St, Atlantic, IA 50022, USA

+1 (712) 243-1140

www.wellsfargo.com

OneMain Financial

1745 Southeast Delaware Avenue #Ste 300, Ankeny, IA 50021, USA

+1 (515) 259-8514

www.onemainfinancial.com

Bellevue State Bank

200 S 2nd St, Bellevue, IA 52031, USA

+1 (563) 872-4911

www.bellevuestatebank.com

VisionBank

217 W Mulberry St, Ogden, IA 50212, USA

+1 (515) 275-2420

U.S. Bank ATM - Ames

405 Main St, Ames, IA 50010, USA

+1 (800) 872-2657

usbank.com

Edward Jones - Financial Advisor: Jeremy J Heyer, AAMS®

610 S Grand Ave, Charles City, IA 50616, USA

+1 (641) 228-8040

www.edwardjones.com

John Long - Ameriprise Financial Services, LLC

301 S Riverview St Ste 3, Bellevue, IA 52031, USA

+1 (563) 652-2013

www.ameripriseadvisors.com

Bank of the West

2596 Hubbell Ave, Des Moines, IA 50317, USA

+1 (515) 265-5380

www.bankofthewest.com

Guthrie County State Bank

413 State St, Guthrie Center, IA 50115, USA

+1 (641) 332-2218

www.gcsbank.com

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