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5 reviews

3400 Westown Pkwy, West Des Moines, IA 50266, USA
+1 (844) 401-8500
Friday
Open 24 hours
Saturday
Open 24 hours
Sunday
Open 24 hours
Monday
Open 24 hours
Tuesday
Open 24 hours
Wednesday
Open 24 hours
Thursday
Open 24 hours

Feedback about Bank of America ATM (Drive-thru)?

Here you see the reviews of our clients.

Not the first time I use Bank of America ATM (Drive-thru). The service is fair. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps out a lot when funds is urgently needed.

Mr. Jennings Ritchie

Bank of America ATM (Drive-thru) seemed to me the safe. At least no insurance and extra commissions. There are no discounts for regular customers. When paying back a debt, a transfer fee is not taken, although this is a bonus.

Raleigh Mitchell

Yesterday I needed extra funds, I decided to addressed Bank of America ATM (Drive-thru). They quickly approved the amount required, and besides, they offered good terms at a low interest rate.

Dr. Cristal Reynolds

Pay Attention

Above-specified info offers the details about a definite lending company. Below-defined info is devoted to common information about payday loans.

Payday Loans in West Des Moines, Iowa

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in West Des Moines, Iowa is issued simply and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates a customer will get.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will Bank of America ATM (Drive-thru) help issue a payday loan in West Des Moines, Iowa?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of payday lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor processed by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by microfinance organizations to issue a cash advance. The lending company review many aspects such as financial capabilities to approve the form. Cash advance in West Des Moines, Iowa may help enhance your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to use the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in West Des Moines, Iowa

ACE Cash Express

6213 SE 14th St, Des Moines, IA 50320, USA

+1 (515) 256-0799

acecashexpress.com

Security Loan Copany

210 Main St, McGregor, IA 52157, USA

+1 (563) 873-3464

Edward Jones - Financial Advisor: Brian R Olson, AAMS®

111 E Broadway Ave, Fairfield, IA 52556, USA

+1 (641) 469-3233

www.edwardjones.com

MoneyGram

2840 7th Ave, Marion, IA 52302, USA

+1 (319) 377-7100

locations.moneygram.com

Wilton Bank

618 W 5th St, Wilton, IA 52778, USA

+1 (563) 732-3211

www.dewittbank.com

IH Mississippi Valley Credit Union

2102 E Kimberly Rd, Davenport, IA 52807, USA

+1 (309) 793-6200

www.ihmvcu.org

Central Bank

3624 6th Ave, Des Moines, IA 50313, USA

+1 (515) 331-7205

www.centralbankonline.com

Neighborhood Finance Corporation

1110 Old Marion Rd NE Suite A, Cedar Rapids, IA 52402, USA

+1 (319) 777-7127

neighborhoodfinance.org

Marion County Bank

800 Main St, Pella, IA 50219, USA

+1 (641) 628-2191

www.marioncountybank.com

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