Welcome to Our Online Loan Referral Service

3.8 22 reviews

2051 Westown Pkwy, West Des Moines, IA 50265, USA
+1 (515) 224-4300
www.gofirstclass.org
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about First Class Community Credit Union?

Here you read the feedback of our customers.

Great service when they are open, but hours and locations are inconvenient.

Jack Nicolas

This place is doing business in 1999 still and needs to be shut down.

Adelle Dickens DVM

The interest rates were better than other quotes that we received.

Nicklaus Jacobs

Pay Attention

Above-shown info provides the details about a definite lending company. Below-defined info is devoted to shared information about payday loans.

Payday Loans in West Des Moines, Iowa

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to issue loans in West Des Moines, Iowa. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

How will First Class Community Credit Union help take out a loan in West Des Moines, Iowa?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to consider the form. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is considered by financial institutions. Microfinance organizations in West Des Moines, ia consider this circumstance not a drawback to issue a loan. The borrower of a payday loan should be prepared to objectively assess financial solvency, take out a loan, pay off the debt on time and not only handle current issues, but enhance the credit rating.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in West Des Moines, Iowa

Watkins Savings Bank

202 1st St, Watkins, IA 52354, USA

+1 (319) 227-7773

watkinsbank.com

Bank of the West

712 Durant St, Harlan, IA 51537, USA

+1 (712) 755-2188

www.bankofthewest.com

United Bank of Iowa

219 Main St, Ida Grove, IA 51445, USA

+1 (712) 364-3393

www.unitedbk.bank

Bank Iowa - Waucoma

102 1st Ave SW, Waucoma, IA 52171, USA

+1 (563) 776-6414

www.bankiowa.bank

Farmers Merchants State Bank

114 S Broad St, Orient, IA 50858, USA

+1 (641) 337-5418

www.fmstate.bank

Farmers Trust & Savings Bank

510 Elm St, Williamsburg, IA 52361, USA

+1 (319) 668-2525

www.ftsbia.com

Edward Jones - Financial Advisor: Amber Carroll

120 N Market St, Ottumwa, IA 52501, USA

+1 (641) 682-8575

www.edwardjones.com

Edward Jones - Financial Advisor: Brent R Albrechtsen, AAMS®

1830 N 2nd St Suite 2, Clinton, IA 52732, USA

+1 (563) 242-9966

www.edwardjones.com

Bank of the West

717 8th St, Boone, IA 50036, USA

+1 (515) 432-1220

www.bankofthewest.com

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