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Feedback about First Class Community Credit Union?
Here you read the feedback of our customers.
Great service when they are open, but hours and locations are inconvenient.
Jack Nicolas
This place is doing business in 1999 still and needs to be shut down.
Adelle Dickens DVM
The interest rates were better than other quotes that we received.
Nicklaus Jacobs
Pay Attention
Above-shown info provides the details about a definite lending company. Below-defined info is devoted to shared information about payday loans.
Payday Loans in West Des Moines, Iowa
Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.
It is simple and quick to issue loans in West Des Moines, Iowa. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most efficinet terms and rates.
APR
337% *
Max Loan
$500
Min Term
Not Specified
Max Term
31 days
How will First Class Community Credit Union help take out a loan in West Des Moines, Iowa?
- Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
- No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
- Online application. Submit an online form with customer data. It will take several minutes to consider the form. The funds are deposited in 24 business hours.
- The approval rate is high. Almost 98% of positive decisions are made.
- Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
What data to fill in in the application? - General Info
To submit an application, every client should enter the following data:
Submit an application to get terms and rates for an offer from one of lending companies.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history is a adverse factor that is considered by financial institutions. Microfinance organizations in West Des Moines, ia consider this circumstance not a drawback to issue a loan. The borrower of a payday loan should be prepared to objectively assess financial solvency, take out a loan, pay off the debt on time and not only handle current issues, but enhance the credit rating.
The following general points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the payday loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in West Des Moines, Iowa
Kerndt Brothers Bank - West Union
205 N Vine St, West Union, IA 52175, USA
+1 (563) 422-6072
www.kerndtbrothers.com
Community 1st Credit Union
1420 S Clinton St, Albia, IA 52531, USA
+1 (641) 932-3322
www.c1stcreditunion.com
