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5 reviews
Loan agency in Alexandria, Louisiana

3103 S MacArthur Dr, Alexandria, LA 71301, USA
+1 (318) 484-3571

Feedback about Home Town Financial Services Inc?

Here you read the reviews of our clients.

It so happened that it had to go to another city, but the paycheck had not yet arrived. A friend recommended me to contact Home Town Financial Services Inc. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Prof. Jeffry Gleichner IV

The cash advance is deposited easily and quickly. There is a minus - a great fee when paying off a loan.

Laila Hoppe

I often take out a loan to a card in Home Town Financial Services Inc. It is very efficient. If you give it back quickly, the interest rate is reasonable. Employees politely and intelligibly explain all the nuances.

Jennyfer Franecki

Home Town Financial Services Inc is quite good, I will explain: the first loan, the limit is increased gradually. It is subject to repayment on schedule. The operators in those customer department are adequate, they gave clear answers to my questions. There were no delays. And the interest rate is like everywhere else.

Roosevelt Fisher

Pay Attention

Further there will be shown the details about not a exact lender. The information below will tell about general information about payday loans and its specific features.

Payday Loans in Alexandria, Pennsylvania

A short-term lending option is known as a payday loan. This is a kind of a financial product taken out for several weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Alexandria, Pennsylvania is issued easily and quickly for a short time span: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more loans you pay back off, the more reasonable rates a borrower will recieve.

APR

6% APR small loan cap

How will Home Town Financial Services Inc help issue a payday loan in Alexandria, Pennsylvania?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued day and night. The payday loan will be sent to a account, so a personal visit to the department is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Payday lenders in Alexandria, pa consider this circumstance not an obstacle to issue a loan. The borrower of a payday loan should be ready to objectively estimate financial abilities, take out a loan, pay back the debt on time and not only cope with current difficulties, but enhance the credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to apply the calculator. It will determine the cost of the loan.

APR Calculator

Other Payday Lenders in Alexandria, Louisiana

Chase Bank

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+1 (318) 345-8456

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United Credit of Lake Charles

3617 Ryan St, Lake Charles, LA 70605, USA

+1 (337) 477-0061

First Heritage Credit

2726 W Thomas St, Hammond, LA 70401, USA

+1 (985) 429-0270

www.1stheritagecredit.com

Fast Bad Credit Loans

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+1 (318) 712-3995

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Hometown Finance LLC

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+1 (225) 658-9393

Smart Money Financial Center

104 N Cushing Ave, Kaplan, LA 70548, USA

+1 (337) 643-6635

www.smartmoneycenter.com

Citizens Bank & Trust Co of Vivian

120 W Arkansas Ave, Vivian, LA 71082, USA

+1 (318) 375-3217

www.cbtofvivian.com

Hancock Whitney Bank

331 Iberia St, Youngsville, LA 70592, USA

+1 (800) 448-8812

www.hancockwhitney.com

Check Into Cash

1641 E 70th St Suite 200, Shreveport, LA 71105, USA

+1 (318) 797-3660

local.checkintocash.com

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