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5 reviews
Loan agency in Bayou Cane, Louisiana

279 Enterprise Dr #107, Houma, LA 70360, USA
+1 (985) 873-5400
www.1stheritagecredit.com
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM

Domain Info

Created Date

2006-02-28

Mailing Address

DomainsByProxy.com 14455 N. Hayden Road, Scottsdale, Arizona, 85260, United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

1stheritagecredit.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Feedback about First Heritage Credit?

Here you see the feedback of our customers.

I took the first payday loan, I was approved in a matter of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the offered amount increases every time.

Kristy Gutmann

want to express my deep gratitude to First Heritage Credit for believing my case. I had some problems with a credit history, but this service helped me and took out a loan.

Miss Augusta Pfeffer I

First Heritage Credit applied for a loan secured by a vehicle for the first time, I liked everything very much. Quick and friendly service, fair terms of the agreement. I will recommend you to my family and friends.

Grover Runolfsdottir

Pay Attention

Lenders are described in the first three points. Below info defines shared information about payday loans.

Payday Loans in Houma, Louisiana

A short-term lending option is considered as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.

Payday loans in Houma, Louisiana are taken out hassle-free. The interest percentage is dependent on the customer's personal information: if you cover obligations for more payday loans, the more efficient terms and rates lenders guarantee.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will First Heritage Credit help issue a loan in Houma, Louisiana?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to process the application. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history is a negative factor that is considered by financial institutions. Microfinance organizations in Houma, la consider this circumstance not an obstacle to take out a loan. The customer of a payday loan should be ready to objectively assess financial abilities, take out a loan, repay the debt on schedule and not only handle current issues, but enhance the credit history.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the payday loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in Houma, Louisiana

Cash Cow

3147 Gentilly Blvd #6, New Orleans, LA 70122, USA

+1 (504) 282-0722

cashcowlouisiana.com

Tower Loan

150 S 10th St, Oakdale, LA 71463, USA

+1 (318) 335-0940

www.towerloan.com

Harbor Financial

1406 Farmerville Hwy, Ruston, LA 71270, USA

ATM (Regions Bank)

601 Sterlington Rd Hwy 165 N, Monroe, LA 71203, USA

+1 (800) 734-4667

www.regions.com

Advance America

148 S 10th St, Oakdale, LA 71463, USA

+1 (318) 335-3771

www.advanceamerica.net

E Z Checkloans Inc

3027 Gerstner Memorial Dr, Lake Charles, LA 70601, USA

+1 (337) 721-7007

Security Finance

2784 Rodeo Rd, Abbeville, LA 70510, USA

+1 (337) 893-2677

www.securityfinance.com

CSE Federal Credit Union

4321 Nelson Rd, Lake Charles, LA 70605, USA

+1 (337) 477-2000

www.csefcu.org

Bank of St. Francisville ATM (IGA)

7135 US-61, St Francisville, LA 70775, USA

+1 (225) 635-6397

www.bsf.net

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