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4 reviews
Loan agency in Houma, Louisiana

725 Grand Caillou Rd, Houma, LA 70363, USA
+1 (985) 873-8883
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9:30AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM

What people think about Ameriplus Finance?

Below you see some of the opinions of our customers.

I want to say Many Thanks to the team of Ameriplus Finance. They offer same day solution to any unexpected money troubles. Love them for their quick decision. Applied for a payday loan and got accepted although my credit was not perfect. I will definitely use this company if I need money in the future.

Damian Rolfson II

Ameriplus Finance seems legit. At least they charge no hidden fees. This was the only company that approved me for a payday loan.

Juana Metz

Ameriplus Finance seems trustworthy. At least they charge no hidden fees. This was the only company that approved me for a cash advance.

Amina Weimann III

Many thanks to Ameriplus Finance. I recently had some problems with repaying my auto loan and they approved me for a payday loan. Best company! Managed to cover my problems and signed with relief.

Corene Aufderhar II

Fast application. I only filled in an ID and a bank account. Same day lending decision. The first time I was approved for $300 only. Hope the limit will be more next time. APR is average. Paid off the loan earlier than agreed. If required, the term can be also extended.

John Hyatt

Important

The above-given information provides the details about a precise financial institution. The information below is about common information about payday loans.

Payday Loans in Houma, Louisiana

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans are the easiest loans to get in Houma, Louisiana. The entire process is straightforward. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to consumers with a bad credit rating. Payday loan approvals depend very much on other circumstances. Lenders will look at your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.

To get accepted for a payday loan, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the APR. It’s easy to learn the exact cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Houma, Louisiana

Access of Louisiana Federal Credit Union

519 Kirby St, Lake Charles, LA 70601, USA

+1 (337) 533-1808

www.access.coop

Homer Loans & Insurance Inc

413 N Main St, Homer, LA 71040, USA

+1 (318) 927-0039

E Z Cash

13491 US-90, Boutte, LA 70039, USA

+1 (985) 331-9000

www.ezcashforyou.com

Advance America

2093 Caton St, New Orleans, LA 70122, USA

+1 (504) 288-6538

www.advanceamerica.net

Check Into Cash

1080-A Westbank Expy, Westwego, LA 70094, USA

+1 (504) 341-7660

local.checkintocash.com

Sabine State Bank and Trust Company

1869 US-71, Montgomery, LA 71454, USA

+1 (318) 646-2101

www.sabinebank.com

Foti Financial Services

602 Canal Blvd, Thibodaux, LA 70301, USA

+1 (985) 446-8828

www.fotifinance.com

On Time Cash

3556 Monterrey Dr, Baton Rouge, LA 70814, USA

+1 (225) 302-5448

Hancock Whitney Bank

70444 LA-21, Covington, LA 70433, USA

+1 (800) 448-8812

www.hancockwhitney.com

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