Welcome to Our Online Loan Referral Service

4 2 reviews

4652 Lake St, Lake Charles, LA 70605, USA
+1 (337) 475-7640
www.bancorpsouth.com
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1996-06-11

Mailing Address

2910 W JACKSON ST, TUPELO, MS, 38801-6799, United States

Company Name

BancorpSouth

BancorpSouth

Contact Data

[email protected]

+1.6626787177

+1.6626204029

Feedback about BancorpSouth Bank?

Here you see the feedback of our customers.

I often issue a loan to a card in BancorpSouth Bank. It is very convenient. If you give it back quickly, the interest rate is favorable. Employees politely and intelligibly explain all the terms.

Juwan Maggio

The cash advance is deposited easily and quickly. There is a minus - a great commission when returning a loan.

Prof. Bryon Towne

The loan is transferred easily and quickly. There is a minus - a great fee when repaying a loan.

Mrs. Bridget Lynch

BancorpSouth Bank applied for a loan secured by an auto for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Deion Haag V

Not the first time I use BancorpSouth Bank. The service is competent. They immediately inform how much you should pay off. No cheating. You can always extend the loan. It helps a lot when cash is urgently needed.

Adam Mraz

The funds are transferred to my credit card. I cover obligations through my account. The payment is convenient and fast. Pay on schedule and there will be no problems.

Miss Lauretta Wehner

Pay Attention

Lending companies are provided in the first three points. Below info shows common information about payday loans.

Payday Loans in Lake Charles, Louisiana

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Problem-free financial products are considered as payday loans in Lake Charles, la. They are taken out at individual interest rates. They are dependent on personal data. It is also important to repay as much payday loans as possible.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will BancorpSouth Bank help issue a loan in Lake Charles, Louisiana?

  • Day and night service. Night hours are the same working for online lending companies. You should not attend the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to consider the form. The money are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

Bad credit history if one of causes to reject the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Lake Charles, Louisiana. They assess many other factors before issuing a loan. One of them is payment abilities. This is a way to enhance your credit score.

The following common points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the loan, you are welcome to apply the calculator. It will specify the cost of the loan.

APR Calculator

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