Welcome to Our Online Loan Referral Service

3.9 27 reviews

215 S Broadway, Lawrence, MA 01843, USA
+1 (877) 696-3876
www.metrocu.org
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–6PM

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Feedback about Metro Credit Union?

Here you get acquainted with the reviews of our clients.

Great atmosphere...

Lucio Purdy

Atm prices need to be free and they aren't a welcoming place

Lia Balistreri I

Kindness and attention brought this review from 2 to 4 stars.

Hardy Cartwright

From start to finish, this was such a painless and smooth process.

Camron Kemmer

Do not work with Colby in the Bedford office.

Prof. Brett Luettgen

Great workplace.Good food.

Jerad Steuber

Apparently they are doing it to a lot of people.

Prof. Cary Miller

Worked remodeling an area.

Cole Davis

Great coffee, nice selection of foods and pastries, fun and friendly workers.

Prof. Caterina Altenwerth

Iced caramel macchiato with extra caramel, extra vanilla & caramel drizzle!

Prof. Bianka Flatley PhD

Wonderful location, friendly staff, great service

Ferne Johnson

0 star no night parking take 6 hour to unload

Pierce Schneider

Delivered food to this place over the holidays.

Lavinia Becker

Every one sleep here how owner pay money to this employee?

Dr. Declan Lemke

What a great group of people!

Ross Russel III

Easy to get to, helpful wonderful people to work with.

Armani Wiza IV

Training is fantastic, great positive vibe in the office as well.

Jamarcus Haley

No parking, slow unloading, complicated check in...tight space etc.

Lea Hermiston Sr.

Stupid and lazy work here

Miss Ines Harvey

Why are they so lazy.....there getting paid.

Miss Bernice Gulgowski DVM

Staff is courteous and I waited about an hour for them to complete my service.

Jamaal Rippin

AWESOME selection of treats in coffee area of customer lounge!!

Cory Rolfson

Everyone was very friendly, No pressure, best price and very easy to work with

Prof. Lindsay Stroman

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in Lawrence, New York

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Hassle-free financial products are considered as payday loans in Lawrence, ny. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to pay off as much payday loans as possible.

APR

25% small loan cap

How will Metro Credit Union help issue a loan in Lawrence, New York?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be transfered to card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by banks before taking out a loan. But banks almost 100% deny the request when lenders in Lawrence, ny will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit rating.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator serves to calculating the APR. This is a definite cost of the payday loan.

APR Calculator

Other Payday Lenders in Lawrence, Massachusetts

UniBank

49 Church St, Whitinsville, MA 01588, USA

+1 (508) 234-8112

www.unibank.com

Salem Cooperative Bank

284 Merrimack St, Methuen, MA 01844, USA

+1 (978) 682-1010

www.salemcoop.com

Metro Credit Union

1124 Worcester Rd, Framingham, MA 01702, USA

+1 (877) 696-3876

www.metrocu.org

Merrimack Valley Credit Union

2 Water St, Haverhill, MA 01830, USA

+1 (800) 356-0067

www.mvcu.com

Eastern Bank

203 Littleton Rd, Westford, MA 01886, USA

+1 (978) 446-9207

Eastern Bank

486 Essex St, Lawrence, MA 01840, USA

+1 (978) 722-0096

www.easternbank.com

Lowell Pawn

755 Lakeview Ave, Lowell, MA 01850, USA

+1 (978) 454-8877

www.lowellpawn.com

St Mary's Credit Union Adminstrative Headquarters and Loan Office

46 Lizotte Dr, Marlborough, MA 01752, USA

+1 (508) 490-8000

www.stmaryscu.org

The Check Exchange

427 Park Ave, Worcester, MA 01610, USA

+1 (508) 756-3443

www.thecheckexchangema.com

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