Welcome to Our Online Loan Referral Service

3.3 4 reviews

12633 Grafton Rd, Carleton, MI 48117, USA
+1 (734) 654-8001
www.firstmerchants.com
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–6PM

Domain Info

Created Date

1996-04-03

Mailing Address

5860 Citrus Blvd, Suite D, #172, Harahan, LA, 70123, United States

Company Name

Jewella Privacy - 8a797

Jewella Privacy LLC Privacy ID# 12620229

Contact Data

[email protected]

+1.5043550545

Feedback about First Merchants Bank?

Here you get acquainted with the reviews of our clients.

The staff at the Carleton branch is very nice and help me out often.

Prof. Buck Adams MD

I called customer service and she couldn't help me at all.

Lavada Lindgren

Pay Attention

Lending companies are provided in the first three points. Below info defines general information about payday loans.

Payday Loans in Carleton, Michigan

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Carleton, Michigan are issued easily. The interest percentage is dependent on the customer's personal data: if you pay off more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

369% APR*

Max Loan

600

Min Term

Not Specified

Max Term

31 days

How will First Merchants Bank help take out a loan in Carleton, Michigan?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The deposit will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is assessed by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Carleton, mi will assess other aspects like payment abilities and approve a cash advance. This is a way to enhance your credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Carleton, Michigan

Mercantile Bank of Michigan

2600 S State Rd, Ionia, MI 48846, USA

+1 (616) 527-9250

www.mercbank.com

Lake-Osceola State Bank

790 Michigan Ave, Baldwin, MI 49304, USA

+1 (231) 745-4601

www.losb.com

Check Into Cash

31185 Utica Rd, Fraser, MI 48026, USA

+1 (586) 415-8259

local.checkintocash.com

Honor Credit Union - Urbandale

1671 W Michigan Ave, Battle Creek, MI 49037, USA

+1 (269) 441-4466

www.honorcu.com

TruNorth Federal Credit Union

1419 N 2nd St, Ishpeming, MI 49849, USA

+1 (906) 485-1210

www.trunorthcu.org

4Front Credit Union

3745 N U.S. 31 S, Traverse City, MI 49684, USA

+1 (800) 765-0110

www.4frontcu.com

GreenStone Farm Credit Services

455 Lake Nepessing Rd, Lapeer, MI 48446, USA

+1 (810) 664-5951

www.greenstonefcs.com

ATM (Huntington National Bank)

10210 W Front St, Empire, MI 49630, USA

www.huntington.com

Citizens Bank

36520 Moravian Dr, Clinton Twp, MI 48035, USA

+1 (586) 791-7550

locations.citizensbank.com

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