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4.5 116 reviews

616 E Main St, Albert Lea, MN 56007, USA
+1 (507) 369-0036
www.cars-n-credit.com
Thursday
9AM–6PM
Friday
9AM–6PM
Saturday
9AM–3PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
Closed

Domain Info

Created Date

1999-01-28

Mailing Address

50 E 2nd St, Winona, MN, 55987, United States

Company Name

William Katula

Vision Design Group Inc

Contact Data

[email protected]

+1.5074530767

What people think about Cars-N-Credit?

Below you get acquainted with some of the reviews of our customers.

Good quality.. good discount friendly service..

Pansy Braun

Awesome people! Super friendly and easy experience!

Jamaal Reilly

Staff is friendly and easy to work with.

Eddie Schumm

Friendly staff and open Saturdays

Vernie Hirthe

Called the wrong place, they were friendly though.

Faye Cartwright

They are very knowledgeable, fast, and very reasonable with their pricing.

Alysa Mayert

Staff it’s friendly, clean branch, good rates, and super convenient!

Dr. Everardo Shields Jr.

Mobile banking site and App are junk.

Grant Denesik

Very friendly people in Faribault Minnesota.

Peggie Grady

Pay Attention

Now you can read general aspects of payday loans.

Payday Loans in Albert Lea, Minnesota

A payday loan is a short-term loan that can help you deal with emergency money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans in Albert Lea, Minnesota is are easy to get. The APR is specific for each person and depends on several things: age, income, loan amount needed, loan term, credit score, etc.

APR

200%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit score can typically be an obstacle to taking out a bank loan. A payday loan can save clients who have bad credit scores or have no credit history. But we recommend you that as with any loan you should only think about applying for a payday loan if you are convinced that you can afford payments on time.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the APR and find out the exact cost of the loan immediately.

APR Calculator

Other Payday Lenders in Albert Lea, Minnesota

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A E Goetze Credit Union

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+1 (651) 345-5210

1st United Bank

430 4th St NW, Faribault, MN 55021, USA

+1 (507) 334-2201

www.1stunited.com

Midwest Bank

1211 1st St, Waubun, MN 56589, USA

+1 (218) 473-2191

www.midwestbank.net

TopLine Federal Credit Union

9353 Jefferson Hwy, Maple Grove, MN 55369, USA

+1 (763) 391-9494

www.toplinecu.com

Citizens Alliance Bank

55 1st St NW, Clara City, MN 56222, USA

+1 (320) 847-3702

www.citizensalliancebank.com

Bell Bank

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+1 (952) 905-5000

www.bell.bank

Human Services Department

820 9th St N #141, Virginia, MN 55792, USA

+1 (218) 748-2253

premiumloans.club

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