Welcome to Our Online Loan Referral Service

5 68 reviews

202 2nd Ave S, Cold Spring, MN 56320, USA
+1 (320) 685-8611

Domain Info

Created Date


Mailing Address

202 2nd Ave S, COLD SPRING, MN, 56320-2547, United States

Company Name

Granite Community Bank

Granite Community Bank

Contact Data



Feedback about Granite Community Bank?

Here you get acquainted with the feedback of our customers.

Excellent service, I have dealt with Amy on several occasions for loans and have had nothing but positive experiences with her and the entire staff at Granite Community B

Kiel Cartwright IV

Amy Statz did an excellent job of assisting me with procuring a home mortgage.

Dr. Sibyl Flatley

Very welcoming environment with a great staff.

Gia Cummerata I

Pay Attention

Lending companies are shown in the first three points. Below info offers general information about payday loans.

Payday Loans in Cold Spring, New York

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.

Problem-free financial products are considered as payday loans in Cold Spring, ny. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.


25% small loan cap

How will Granite Community Bank help issue a loan in Cold Spring, New York?

  • 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The transfer will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Why people issue payday loans?


Utility Bills


Healthcare Bills




Car Repair



What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Cold Spring, New York. The lending company will assess many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate


Lower than Average


  • No way to issue a loan
  • No ability to rent a room
Average Rate


High Rate


  • 80% of loan approval
  • Apply for all loan types
Great Score


Perfect Score


  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Cold Spring, Minnesota

ATM Affinity Plus Federal Credit Union

900 4th St NW, Faribault, MN 55021, USA

+1 (800) 322-7228


Hiway Credit Union

111 Empire Dr, St Paul, MN 55103, USA

+1 (651) 291-1515


Thrivent Financial

201 Lake St E Suite 205, Wayzata, MN 55391, USA

+1 (952) 475-3900


North Central Equity LLC

121 S 8th St UNIT 950, Minneapolis, MN 55402, USA

+1 (612) 465-0260


Glenwood State Bank

5 Minnesota Ave E, Glenwood, MN 56334, USA

+1 (320) 634-5111


Checks Cashed Loans Pay Bills

St Paul, MN 55102, USA

Bank of America ATM (Drive-thru)

16570 Main St, Eden Prairie, MN 55346, USA

+1 (844) 401-8500


Security State Bank of Warroad

502 Lake St NE, Warroad, MN 56763, USA

+1 (218) 386-1818


Peoples State Bank

500 Parkway Ave, Eagle Lake, MN 56024, USA

+1 (507) 257-3544