Domain Info
Created Date
2013-02-01
Mailing Address
202 2nd Ave S, COLD SPRING, MN, 56320-2547, United States
Company Name
Granite Community Bank
Granite Community Bank
Feedback about Granite Community Bank?
Here you get acquainted with the feedback of our customers.
Excellent service, I have dealt with Amy on several occasions for loans and have had nothing but positive experiences with her and the entire staff at Granite Community B …
Kiel Cartwright IV
Amy Statz did an excellent job of assisting me with procuring a home mortgage.
Dr. Sibyl Flatley
Very welcoming environment with a great staff.
Gia Cummerata I
Pay Attention
Lending companies are shown in the first three points. Below info offers general information about payday loans.
Payday Loans in Cold Spring, New York
The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is issued for cutomers.
Problem-free financial products are considered as payday loans in Cold Spring, ny. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.
APR
25% small loan cap
How will Granite Community Bank help issue a loan in Cold Spring, New York?
- 24/7 service. Such Internet services allow you to deposit funds at any time. Money are taken out day and night. The transfer will be sent to a account, so a personal visit to the department is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
- Online application. The application is filled out and considered much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every client should enter the following data:
Then a customer should submit an application to get a proposal from one of lenders.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are denied a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to take out a loan in Cold Spring, New York. The lending company will assess many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.
The following common points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator shows the cost of the payday loan known as APR.
APR Calculator
Other Payday Lenders in Cold Spring, Minnesota
Payday America
15 Coon Rapids Blvd NW Ste B, Coon Rapids, MN 55448, USA
+1 (763) 767-3993
paydayamerica.com
ATM Sterling State Bank
4520 150th St W, Apple Valley, MN 55124, USA
+1 (800) 627-3999
www.sterlingstatebank.com
Heartland Credit Union
225 Chalupsky Ave SE, New Prague, MN 56071, USA
+1 (651) 451-5160
www.heartlandcu.com
First State Bank-Swanville
306 De Graff Ave, Swanville, MN 56382, USA
+1 (320) 547-2442
www.fsbswanville.com
Citizens Bank Minnesota
105 N Minnesota St, New Ulm, MN 56073, USA
+1 (507) 354-3165
www.citizensmn.bank
