Welcome to Our Online Loan Referral Service

2 4 reviews

1030 County Rd E, Shoreview, MN 55126, USA
+1 (651) 209-2900
www.lakeareabank.com
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–5PM
Sunday
10AM–4PM
Monday
10AM–6PM
Tuesday
10AM–6PM

Domain Info

Created Date

1996-12-11

Mailing Address

Company Name

Contact Data

What people think about Lake Area Bank?

Below you find some of the opinions of our clients.

Nice and cautious service.

Olga Roob

So, if you’re interested in garbage customer service, you’ve found the place

Colton Brakus

This site on Hennipen Ave, is the best check cashing store in the Twin Cities.

Daniela Huels

Great Experience......Super to work with!!!

Eryn Dare

I highly recommend Fairway Independent Mortgage when buying your next home.

Ms. Katlynn Nicolas Sr.

Extremely helpful and informative.

Mr. Rickie Yost

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Saint Paul, Virginia

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Saint Paul, Virginia is are simple to access. The APR is individual for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to clients with a poor credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your loan.

APR Calculator

Other Payday Lenders in Saint Paul, Minnesota

Bank of the West

204 Main St, Lakefield, MN 56150, USA

+1 (507) 662-5207

www.bankofthewest.com

Bank of the West

1410 E College Dr, Marshall, MN 56258, USA

+1 (507) 537-1411

www.bankofthewest.com

ATM (Associated Bank)

500 37th St NW, Rochester, MN 55901, USA

www.associatedbank.com

Bank of America (with Drive-thru ATM)

7510 147th St W, Apple Valley, MN 55124, USA

+1 (952) 563-9815

locators.bankofamerica.com

Preferred Credit Inc

628 Roosevelt Rd, St Cloud, MN 56301, USA

+1 (800) 972-0825

www.preferredcredit.com

CCFBank

2630 Bridge Ave, Albert Lea, MN 56007, USA

+1 (507) 373-7227

www.ccf.us

Citizens Alliance Bank

451 Lakeview St, Lake Lillian, MN 56253, USA

+1 (320) 664-4111

www.citizensalliancebank.com

Hampton Ridge Financial

1650 W College Dr #104, Marshall, MN 56258, USA

+1 (866) 815-4448

hamptonridgefinancial.com

Bremer Bank

4600 White Bear Pkwy, White Bear Lake, MN 55110, USA

+1 (651) 762-2400

www.bremer.com

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