Welcome to Our Online Loan Referral Service

2 4 reviews

1030 County Rd E, Shoreview, MN 55126, USA
+1 (651) 209-2900
www.lakeareabank.com
Wednesday
10AM–6PM
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–5PM
Sunday
10AM–4PM
Monday
10AM–6PM
Tuesday
10AM–6PM

Domain Info

Created Date

1996-12-11

Mailing Address

Company Name

Contact Data

What people think about Lake Area Bank?

Below you find some of the opinions of our clients.

Nice and cautious service.

Olga Roob

So, if you’re interested in garbage customer service, you’ve found the place

Colton Brakus

This site on Hennipen Ave, is the best check cashing store in the Twin Cities.

Daniela Huels

Great Experience......Super to work with!!!

Eryn Dare

I highly recommend Fairway Independent Mortgage when buying your next home.

Ms. Katlynn Nicolas Sr.

Extremely helpful and informative.

Mr. Rickie Yost

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Saint Paul, Virginia

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Payday loans in Saint Paul, Virginia is are simple to access. The APR is individual for each borrower and depends on several factors: age, income, loan amount needed, loan term, credit score, etc.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

Why people take out cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to clients with a poor credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your earnings and subtract all your expenses. Typically, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you are going to take out a payday loan, you can use an online calculator. It will show the definite APR of your loan.

APR Calculator

Other Payday Lenders in Saint Paul, Minnesota

Wadena State Bank

304 1st St SE, Wadena, MN 56482, USA

+1 (218) 631-1860

www.wadenastatebank.com

Tradition Capital Bank

100 Village Center Dr Ste 101, North Oaks, MN 55127, USA

+1 (651) 233-5961

www.tradition.bank

Bremer Bank

801 Market Dr, Perham, MN 56573, USA

+1 (218) 346-2900

www.bremer.com

AFC (Automotive Finance Corp.)

308 Bach Ave # 2, New York Mills, MN 56567, USA

+1 (218) 385-3131

www.autofinance.com

Americana Community Bank

300 Main St W, Sleepy Eye, MN 56085, USA

+1 (507) 794-3551

www.americanafinancial.com

Mid Minnesota Federal Credit Union - Baxter Drive-Thru

8500 Fairview Rd, Baxter, MN 56401, USA

www.mmfcu.org

Walmart Money Center

12080 Highway 169 W, Hibbing, MN 55746, USA

+1 (218) 262-2351

www.walmart.com

Northern Communities Credit Union

1004 Woodland Ave, Duluth, MN 55812, USA

+1 (218) 279-3200

www.nccyou.com

Frazee Pawn

104 Main Ave W # 2, Frazee, MN 56544, USA

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