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Feedback about Affinity Plus Federal Credit Union?
Here you grapple with the feedback of our clients.
Super friendly staff and amazing customer service
Nick Zemlak Jr.
The new location is great, and the rates are unbeatable.
Mr. Mason Padberg Sr.
Waited over hour in drive through.
Norberto Kreiger
Pay Attention
Payday lenders are provided in the first three points. Below info offers common information about payday loans.
Payday Loans in Saint Paul, Virginia
Payday loan is issued for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.
This financial product in Saint Paul, Virginia is issued easily and fast. The interest percentage is defined respecting the category of the customer: the more loans are successfully paid back, the more attractive terms will be offered to you.
APR
36%
Max Loan
$2,500
Min Term
4 months
Max Term
24 months
How will Affinity Plus Federal Credit Union help issue a payday loan in Saint Paul, Virginia?
- 24/7 operation. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a card, so a personal visit to the store is not necessary.
- No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
- High approval rate. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
What data to fill in in the application? - General Info
To leave an application, every borrower should fill out the following data:
After filling out an application, submit it and recieve the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill out in the application? - General Info
Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to take out a loan in Saint Paul, Virginia. They rate many other factors before issuing a loan. One of them is payment abilities. This is a way to enhance your credit score.
The following common points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
This calculator is meant for calculating the APR. This is a real cost of the loan.
APR Calculator
Other Payday Lenders in Saint Paul, Minnesota
Members Cooperative Credit Union
210 6th Avenue Northeast #1, Isanti, MN 55040, USA
+1 (763) 444-8120
www.membersccu.org
Ultima Bank Minnesota
603 Hilligoss Blvd SE, Fosston, MN 56542, USA
+1 (218) 435-2265
ultimabank.com
Peoples State Bank
500 Parkway Ave, Eagle Lake, MN 56024, USA
+1 (507) 257-3544
cornerstonestatebank.com
MidWestOne Bank
3670 E County Line N, White Bear Lake, MN 55110, USA
+1 (651) 426-2554
www.midwestone.bank
Premier Bank Albertville
11055 61st St NE, Albertville, MN 55301, USA
+1 (763) 497-8224
www.premierbanks.com
Affinity Plus Federal Credit Union
175 W Lafayette Frontage Rd, St Paul, MN 55107, USA
+1 (800) 322-7228
www.affinityplus.org
Neigborhood National Bank
15 Minnesota Ave S, Aitkin, MN 56431, USA
+1 (218) 927-3716
www.neighborhood.bank
