Royal Credit Union - St. Paul Payday Loans Review

4.1 40 reviews

Organization owner?

1020 Rice St, St Paul, MN 55117, USA

+1 (800) 341-9911

www.rcu.org

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about Royal Credit Union - St. Paul?

Here you see the reviews of our customers.

The people that work at this location are alway pleasant,friendly, and helpful.

Geovanni Lueilwitz III

They were trying to run a small $25 charge through.

Pauline Deckow

The staff are personable, polite and kind!

Carleton Christiansen

Great experience & hassle free.

Moises Hamill

I would highly recommend him as a lender for anyone who asks.

Darrell Kovacek Jr.

We couldn't be happier!!!!

Luigi Walker MD

Bob and his staff have personalities that can make you smile and laugh.

Mrs. Vernice Beer

Ruined my credit by checking it 5 times in 7 months.

Mr. Alejandrin Kohler

They are all professionals with the perfect amount of being personable.

Odie Smith MD

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Saint Paul, Virginia

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Problem-free financial products are considered as payday loans in Saint Paul, va. They are taken out at individually-set interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Royal Credit Union - St. Paul help take out a loan in Saint Paul, Virginia?

Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to visit any store.
No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
Fast and high approval percentage. The positive offer counts almost 98%.
Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Saint Paul, Virginia. The lending company will estimate many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

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