Welcome to Our Online Loan Referral Service

4.1 40 reviews

1020 Rice St, St Paul, MN 55117, USA
+1 (800) 341-9911
www.rcu.org
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed

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Feedback about Royal Credit Union - St. Paul?

Here you see the reviews of our customers.

The people that work at this location are alway pleasant,friendly, and helpful.

Geovanni Lueilwitz III

They were trying to run a small $25 charge through.

Pauline Deckow

The staff are personable, polite and kind!

Carleton Christiansen

Great experience & hassle free.

Moises Hamill

I would highly recommend him as a lender for anyone who asks.

Darrell Kovacek Jr.

We couldn't be happier!!!!

Luigi Walker MD

Bob and his staff have personalities that can make you smile and laugh.

Mrs. Vernice Beer

Ruined my credit by checking it 5 times in 7 months.

Mr. Alejandrin Kohler

They are all professionals with the perfect amount of being personable.

Odie Smith MD

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Saint Paul, Virginia

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts range from $100-$1,000.

Problem-free financial products are considered as payday loans in Saint Paul, va. They are taken out at individually-set interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

36%

Max Loan

$2,500

Min Term

4 months

Max Term

24 months

How will Royal Credit Union - St. Paul help take out a loan in Saint Paul, Virginia?

  • Round the clock service. Every client may contact the service at any time of the day and night. The borrowed money will be transfered to bank account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval percentage. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Saint Paul, Virginia. The lending company will estimate many points to qualify such as solvency. Payday loans will be a way to enhance your bad credit score into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the payday loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Saint Paul, Minnesota

First Farmers & Merchants Bank

303 E Main St, Luverne, MN 56156, USA

+1 (507) 283-4463

www.ffmbank.com

Grove Bank

110 Atlantic Ave W, Grove City, MN 56243, USA

+1 (320) 857-2521

grovebancorp.com

Citizens Alliance Bank

55 1st St NW, Clara City, MN 56222, USA

+1 (320) 847-3702

www.citizensalliancebank.com

Your Exchange Check Cashing

3070 Coon Rapids Blvd, Coon Rapids, MN 55433, USA

+1 (763) 703-4483

www.your-exchange.com

ACE Cash Express

2701 E Lake St, Minneapolis, MN 55406, USA

+1 (612) 729-0265

www.acecashexpress.com

Premier Bank Monticello

4134 Deegan Ave, Monticello, MN 55362, USA

+1 (763) 271-7670

www.premierbanks.com

Tradition Capital Bank

100 Lake St W Suite 100, Wayzata, MN 55391, USA

+1 (952) 223-8000

Americana Community Bank

600 Market St #100, Chanhassen, MN 55317, USA

+1 (952) 937-9596

www.americanafinancial.com

MoneyGram

1315 MN-25, Buffalo, MN 55313, USA

+1 (763) 682-2958

locations.moneygram.com

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