Welcome to Our Online Loan Referral Service

3.4 5 reviews

112 Talmadge Rd, Edison, NJ 08817, USA
+1 (800) 680-6872
www.bcb.bank
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about BCB Bank?

Here you see the feedback of our clients.

The people that work here are very friendly and they offered me coffee.

Dr. Cecil Schulist

Dis-functional... no customer service.

Aurelio Wilderman

Pay Attention

Further there will be presented the details about not a certain lender. The information below will explain general information about payday loans and its specific elements.

Payday Loans in Edison, New Jersey

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is simple and quick to issue loans in Edison, New Jersey. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

30% usury cap

How will BCB Bank help take out a payday loan in Edison, New Jersey?

  • 24/7 operation. Such online services allow you to get funds at any time. Money are issued around the clock. The deposit will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor considered by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by microfinance organizations to take out a loan. The lender review many aspects such as financial solvency to approve the form. Payday loans in Edison, New Jersey may help level up your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should define its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Edison, New Jersey

BCB Bank

2000 Morris Ave, Union, NJ 07083, USA

+1 (800) 680-6872

www.bcb.bank

OneMain Financial

2225 US-1, North Brunswick Township, NJ 08902, USA

+1 (732) 821-8540

www.onemainfinancial.com

Garden State Check Cashing Services Inc

359 Long Ave, Hillside, NJ 07205, USA

+1 (908) 688-2274

mymoneyserv.com

First Financial Federal Credit Union

783 Wayside Rd, Neptune City, NJ 07753, USA

+1 (866) 750-0100

www.firstffcu.com

Columbia Bank

279 Kinderkamack Rd, Oradell, NJ 07649, USA

+1 (201) 262-1391

www.columbiabankonline.com

Investors Bank

388 NJ-57 W, Washington, NJ 07882, USA

+1 (908) 689-0700

www.myinvestorsbank.com

TD Bank

501 Mickle Boulevard, Camden, NJ 08103, USA

+1 (856) 635-9002

locations.td.com

Kearny Bank

675 Martinsville Rd, Basking Ridge, NJ 07920, USA

+1 (908) 647-6731

www.kearnybank.com

Northfield Bank

353 Pittstown Rd, Pittstown, NJ 08867, USA

+1 (833) 301-6325

www.enorthfield.com

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