Welcome to Our Online Loan Referral Service

4 6 reviews

211 Washington St, Jersey City, NJ 07302, USA
+1 (800) 680-6872
www.bcb.bank
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

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Feedback about BCB Bank?

Here you read the feedback of our clients.

Always easy, fast service and very friendly stuff.

Mr. Brett Hammes III

I will never accept a cashier's check from this bank again.

Troy Moen

Service it is great alway helps and never have actitu love this local bank.

Dr. Lonny West

Pay Attention

Lending companies are provided in the first three points. Below info offers shared information about payday loans.

Payday Loans in Jersey City, New Jersey

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

It is easy and fast to issue loans in Jersey City, New Jersey. The rates are set on an individual basis: if a borrower repays as much payday loans as possible, he will be provided one of the most favorable terms and rates.

APR

30% usury cap

How will BCB Bank help issue a payday loan in Jersey City, New Jersey?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are issued day and night. The loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by payday lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Jersey City, nj will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

Other Payday Lenders in Jersey City, New Jersey

OceanFirst Bank

217 Jackson St, Cape May, NJ 08204, USA

+1 (888) 623-2633

oceanfirst.com

First Financial Federal Credit Union

389 RT 9 North, Freehold, NJ 07728, USA

+1 (866) 750-0100

www.firstffcu.com

Columbia Bank

200 Kinderkamack Rd, Westwood, NJ 07675, USA

+1 (201) 421-2381

www.columbiabankonline.com

Mariner Finance

1090 Amboy Ave C-4, Edison, NJ 08837, USA

+1 (732) 902-6333

www.marinerfinance.com

BCB Bank

112 Talmadge Rd, Edison, NJ 08817, USA

+1 (800) 680-6872

www.bcb.bank

Rio Check Cashing

1304 NJ-47, Rio Grande, NJ 08242, USA

+1 (609) 886-7711

Quicken Loans

327 Market St, Camden, NJ 08102, USA

+1 (856) 365-8700

www.quickenloans.com

Affinity Federal Credit Union

550 Kinderkamack Rd, Oradell, NJ 07649, USA

+1 (908) 860-7263

www.affinityfcu.com

SB One Bank

430 Schooleys Mountain Rd, Hackettstown, NJ 07840, USA

+1 (908) 645-0398

www.sbone.bank

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