Welcome to Our Online Loan Referral Service

5 5 reviews

190 Roseberry St, Phillipsburg, NJ 08865, USA
+1 (908) 235-4700
www.provident.bank
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM

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What people think about Provident Bank?

Below you see some of the testimonials of our clients.

I contacted Provident Bank for financial assistance. Everything was done very quickly. Had the money in my account the same evening. Employees are very professional. Pleasant experience!

Kyleigh Bergstrom Jr.

It needed to fix my credit because I had no chances of getting approved for a mortgage. So I applied for a cash advance via Provident Bank. Took out 2 small loans, one after another, and repaid them on schedule. My credit score improved! It worked! Very happy.

Hillard Mertz

I have already contacted this lender 2 times and I was very pleased with the rates. This is the only day and night website with affordable rates in my town.

Dorcas Schmitt

They approve applicants immediately and transfer funds the next day. But be careful – they charge high fees for delayed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!

Magnolia Ebert DVM

Important

Below you can read general information about payday loans and their common aspects.

Payday Loans in Phillipsburg, New Jersey

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is easy and fast to get accepted for payday loans in Phillipsburg, New Jersey. The interest rate will be set individually for each case and will depend on the personal information the borrower filled in.

APR

30% usury cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Bad credit history can often be an obstacle to obtaining a bank loan. A payday loan can rescue people who have poor credit scores or have no credit history. But we remind you that as with any debt you should only dare applying for a payday loan if you are certain that you can afford payments without delays.

To get accepted for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the payday loan even before applying.

APR Calculator

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