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What people think about Provident Bank?
Below you see some of the testimonials of our clients.
I contacted Provident Bank for financial assistance. Everything was done very quickly. Had the money in my account the same evening. Employees are very professional. Pleasant experience!
Kyleigh Bergstrom Jr.
It needed to fix my credit because I had no chances of getting approved for a mortgage. So I applied for a cash advance via Provident Bank. Took out 2 small loans, one after another, and repaid them on schedule. My credit score improved! It worked! Very happy.
Hillard Mertz
I have already contacted this lender 2 times and I was very pleased with the rates. This is the only day and night website with affordable rates in my town.
Dorcas Schmitt
They approve applicants immediately and transfer funds the next day. But be careful – they charge high fees for delayed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Magnolia Ebert DVM
Important
Below you can read general information about payday loans and their common aspects.
Payday Loans in Phillipsburg, New Jersey
A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
It is easy and fast to get accepted for payday loans in Phillipsburg, New Jersey. The interest rate will be set individually for each case and will depend on the personal information the borrower filled in.
APR
30% usury cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
Bad credit history can often be an obstacle to obtaining a bank loan. A payday loan can rescue people who have poor credit scores or have no credit history. But we remind you that as with any debt you should only dare applying for a payday loan if you are certain that you can afford payments without delays.
To get accepted for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the payday loan even before applying.
APR Calculator
Other Payday Lenders in Phillipsburg, New Jersey
Peapack-Gladstone Bank - Chester, NJ
350 Main St #4, Chester, NJ 07930, USA
+1 (908) 879-8601
www.pgbank.com
Sturdy Savings Bank Administration
506 S Main St, Cape May Court House, NJ 08210, USA
+1 (609) 463-5220
www.sturdyonline.com
Andrews Federal Credit Union
2200 Mt Holly Rd #18, Burlington, NJ 08016, USA
+1 (800) 487-5500
www.andrewsfcu.org
Columbia Bank
99 Ramblewood Pkwy, Mt Laurel Township, NJ 08054, USA
+1 (856) 234-9560
www.columbiabankonline.com
Affinity Federal Credit Union - AT&T
1 AT&T Way, Bedminster, NJ 07921, USA
+1 (908) 234-6979
www.affinityfcu.com
South Jersey Federal Credit Union
1615 Hurffville Rd, Deptford, NJ 08096, USA
+1 (800) 582-7640
www.southjerseyfcu.com
Paul Kiendle - Mortgage Loan Officer
46 County Rd 520, Englishtown, NJ 07726, USA
+1 (516) 941-7133
www.tdbank.com
