Columbia Bank Payday Loans Review - Waldwick, New Jersey

3 4 reviews

Organization owner?

64 Franklin Turnpike, Waldwick, NJ 07463, USA

+1 (201) 421-2382

www.columbiabankonline.com

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday
(Good Friday)

9AM–5PM

Hours might differ

Saturday

9AM–12PM

Sunday
(Easter)

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Domain Info

Created Date

2001-07-25

Mailing Address

5335 Gate Parkway, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.9027492701

What people think about Columbia Bank?

Below you see some of the opinions of our customers.

Very great experience overall.

Berenice Conroy

The quality of service has really degraded since the Columbia takeover.

Alexis Gorczany

Pay Attention

The previous three items charactirize a specific financial institution. But below you can find general data about payday loans.

Payday Loans in Waldwick, New Jersey

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is effortless and speedy to get approved for payday loans in Waldwick, New Jersey. The APR will be set specifically for each consumer and will depend on the personal information the consumer provided.

APR

30% usury cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit history an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your capabilities and repay your loan commitments in good time.

To get approved for a loan, you need to comply with the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No ability to get a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the loan even before applying.