Welcome to Our Online Loan Referral Service

3 4 reviews

64 Franklin Turnpike, Waldwick, NJ 07463, USA
+1 (201) 421-2382
www.columbiabankonline.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2001-07-25

Mailing Address

5335 Gate Parkway, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.9027492701

What people think about Columbia Bank?

Below you see some of the opinions of our customers.

Very great experience overall.

Berenice Conroy

The quality of service has really degraded since the Columbia takeover.

Alexis Gorczany

Pay Attention

The previous three items charactirize a specific financial institution. But below you can find general data about payday loans.

Payday Loans in Waldwick, New Jersey

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is effortless and speedy to get approved for payday loans in Waldwick, New Jersey. The APR will be set specifically for each consumer and will depend on the personal information the consumer provided.

APR

30% usury cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit history an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your capabilities and repay your loan commitments in good time.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Waldwick, New Jersey

Northfield Bank

353 Pittstown Rd, Pittstown, NJ 08867, USA

+1 (833) 301-6325

www.enorthfield.com

ACME Check Cashing Service

312 c, Rahway Ave, Elizabeth, NJ 07202, USA

+1 (908) 354-4195

acmecheckcashingnj.com

OceanFirst Bank

907 S Rte 9, Cape May Court House, NJ 08210, USA

+1 (888) 623-2633

oceanfirst.com

PFFCU - Police and Fire Federal Credit Union

468 S Lenola Rd, Maple Shade, NJ 08052, USA

+1 (215) 931-0300

www.pffcu.org

Choice Financial

55 Haul Rd, Wayne, NJ 07470, USA

+1 (973) 317-1399

choicefinancialgroup.com

Check Cashing Services Inc

116 Broadway, Camden, NJ 08102, USA

+1 (856) 338-0852

checkcashingservices.business.site

Andrews Federal Credit Union

2200 Mt Holly Rd #18, Burlington, NJ 08016, USA

+1 (800) 487-5500

www.andrewsfcu.org

First Financial Federal Credit Union

389 RT 9 North, Freehold, NJ 07728, USA

+1 (866) 750-0100

www.firstffcu.com

Affinity Federal Credit Union

275 US-202/31, Flemington, NJ 08822, USA

+1 (908) 860-3550

www.affinityfcu.com

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