Welcome to Our Online Loan Referral Service

3 4 reviews

64 Franklin Turnpike, Waldwick, NJ 07463, USA
+1 (201) 421-2382
www.columbiabankonline.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
9AM–12PM
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2001-07-25

Mailing Address

5335 Gate Parkway, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.9027492701

What people think about Columbia Bank?

Below you see some of the opinions of our customers.

Very great experience overall.

Berenice Conroy

The quality of service has really degraded since the Columbia takeover.

Alexis Gorczany

Pay Attention

The previous three items charactirize a specific financial institution. But below you can find general data about payday loans.

Payday Loans in Waldwick, New Jersey

Payday loans are short-term loans originally created to tide consumers over until payday. You can usually borrow from $100 to $1,000.

It is effortless and speedy to get approved for payday loans in Waldwick, New Jersey. The APR will be set specifically for each consumer and will depend on the personal information the consumer provided.

APR

30% usury cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit history an increased opportunity to get accepted for short-term loans. A payday loan may be the only financial product available for some people to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your capabilities and repay your loan commitments in good time.

To get approved for a loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator can be used to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Waldwick, New Jersey

Affinity Federal Credit Union

1520 US-206, Bedminster, NJ 07921, USA

+1 (908) 860-7237

www.affinityfcu.com

Oportun

147 Ferry St, Newark, NJ 07105, USA

+1 (201) 425-4661

oportun.com

BCB Bank

112 Talmadge Rd, Edison, NJ 08817, USA

+1 (800) 680-6872

www.bcb.bank

Peapack-Gladstone Bank - Chester, NJ

350 Main St #4, Chester, NJ 07930, USA

+1 (908) 879-8601

www.pgbank.com

OneMain Financial

20 Court House South Dennis Rd STE 4, Cape May Court House, NJ 08210, USA

+1 (609) 463-3535

www.onemainfinancial.com

Family Financial Centers

60 Main St A, South River, NJ 08882, USA

+1 (732) 257-1992

www.familyfinancialcenters.com

Columbia Bank

200 Kinderkamack Rd, Westwood, NJ 07675, USA

+1 (201) 421-2381

www.columbiabankonline.com

Ben's Check Cashing Store

1206 Mt Ephraim Ave, Camden, NJ 08104, USA

+1 (856) 966-7511

m.facebook.com

OceanFirst Bank

224 S Main St, Flemington, NJ 08822, USA

+1 (888) 623-2633

oceanfirst.com

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