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Loan agency in Lindenhurst, New York

Lindenhurst, NY 11757, USA

Feedback about Instant Cash Loans?

Here you grapple with the reviews of our clients.

Not very satisfied with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.

Prof. Stevie Batz

I contacted Instant Cash Loans 3 times. First, a text indicating "application approved", then "sign the agreement." After signing: You will be deposited the money. And instead of money, excuse me, contact the company in a month. Why?

Francesca Sawayn

Day after day spam! I do not have time to block the numbers, so the next day they call from another number.

Noe O'Connell

No matter how much asked for a loan. Constantly refused. No idea why?

Helmer Gaylord MD

100% sleeky service. They ask for a photo then distribute on the web. They lie that it is approved, so that you sent them a card data and an ID photo.

Ana Mueller

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in Lindenhurst, New York

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in Lindenhurst, New York is taken out easily and fast for a short period: 2-3 weeks. The interest rates are set on an individual basis concerning on the personal data: the more payday loans you pay back off, the more reasonable rates you will recieve.

APR

25% small loan cap

How will Instant Cash Loans help issue a loan in Lindenhurst, New York?

  • Round the clock service. Every customer may address the service round the clock. The borrowed funds will be transfered to credit card. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be processed in a matter of minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to issue a cash advance from online lenders.

What data to fill in in the application? - General Info

To submit an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Lindenhurst, New York. The company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to find out the annual percentage rate of the loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

APR Calculator

Other Payday Lenders in Lindenhurst, New York

Ridgewood Savings Bank

3824 White Plains Rd, The Bronx, NY 10467, USA

+1 (718) 882-0440

branches.ridgewoodbank.com

Farm Credit East

4363 Federal Dr, Batavia, NY 14020, USA

+1 (800) 929-1350

www.farmcrediteast.com

Wallkill Valley Federal Savings & Loan

201 Ward St #1248, Montgomery, NY 12549, USA

+1 (845) 457-5101

wallkill.com

Citizens Bank ATM

3932 NY-281, Cortland, NY 13045, USA

www.citizensbank.com

PLS Check Cashing Store

738 E 233rd St, The Bronx, NY 10466, USA

+1 (718) 881-9826

pls247.com

OneMain Financial

1400 Altamont Ave, Schenectady, NY 12303, USA

+1 (518) 357-9761

www.onemainfinancial.com

Lake Shore Savings Bank

570 Dick Rd, Depew, NY 14043, USA

+1 (716) 898-2022

www.lakeshoresavings.com

Bethpage Federal Credit Union

231 W Merrick Rd, Valley Stream, NY 11580, USA

+1 (800) 628-7070

www.bethpagefcu.com

Buffalo Service Credit Union

130 S Elmwood Ave #126, Buffalo, NY 14202, USA

+1 (716) 842-1320

www.buffaloservicecreditunion.org

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