Welcome to Our Online Loan Referral Service

4 10 reviews

3445 Jerome Ave, The Bronx, NY 10467, USA
+1 (718) 881-3430
branches.ridgewoodbank.com
Saturday
8:30AM–2PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–7PM
Friday
8:30AM–5PM

Domain Info

Created Date

1996-06-22

Mailing Address

NY, United States

Company Name

Ridgewood Savings Bank

Ridgewood Savings Bank

Contact Data

Feedback about Ridgewood Savings Bank?

Here you grapple with the feedback of our customers.

Unsatisfied! Was denied to issue $1,000. Only $400 was approved.

Bailey Kulas

Sky-scraper interest rate. When paying off a debt, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another website.

Dr. Adrianna Rodriguez

Pay Attention

Lending companies are shown in the first three points. Below info defines common information about payday loans.

Payday Loans in Bronx, New York

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Bronx, New York is issued easily and fast. The interest percentage is set considering the category of the customer: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

25% small loan cap

How will Ridgewood Savings Bank help take out a loan in Bronx, New York?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be credited to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Bronx, New York. The lending company will estimate many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Bronx, New York

Davids Check Cashing

23-05 31st St, Queens, NY 11105, USA

+1 (718) 274-2243

www.davidsfinancial.com

Cross County Savings Bank

7921 Metropolitan Ave, Middle Village, NY 11379, USA

+1 (718) 326-5200

www.crosscounty.com

Cash Depot II

515 Morningstar Rd, Staten Island, NY 10303, USA

+1 (718) 556-3100

Farm Credit East

28 E Chautauqua St, Mayville, NY 14757, USA

+1 (800) 929-2144

www.farmcrediteast.com

The First National Bank of Long Island

159-14 Cross Bay Blvd, Howard Beach, NY 11414, USA

+1 (718) 835-1962

www.fnbli.com

Mariner Finance

1900 Ridge Rd #108, West Seneca, NY 14224, USA

+1 (716) 677-0413

www.marinerfinance.com

Trustco Bank

34 Congress St, Saratoga Springs, NY 12866, USA

+1 (518) 587-3520

www.trustcobank.com

Woodforest Bank

1400 County Rd 64, Horseheads, NY 14845, USA

+1 (607) 739-1468

www.woodforest.com

LNB Banking

750 W Miller St, Newark, NY 14513, USA

+1 (315) 331-0296

www.bankwithlnb.com

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