Welcome to Our Online Loan Referral Service

4 10 reviews

3445 Jerome Ave, The Bronx, NY 10467, USA
+1 (718) 881-3430
branches.ridgewoodbank.com
Saturday
8:30AM–2PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–7PM
Friday
8:30AM–5PM

Domain Info

Created Date

1996-06-22

Mailing Address

NY, United States

Company Name

Ridgewood Savings Bank

Ridgewood Savings Bank

Contact Data

Feedback about Ridgewood Savings Bank?

Here you grapple with the feedback of our customers.

Unsatisfied! Was denied to issue $1,000. Only $400 was approved.

Bailey Kulas

Sky-scraper interest rate. When paying off a debt, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another website.

Dr. Adrianna Rodriguez

Pay Attention

Lending companies are shown in the first three points. Below info defines common information about payday loans.

Payday Loans in Bronx, New York

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Bronx, New York is issued easily and fast. The interest percentage is set considering the category of the customer: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

25% small loan cap

How will Ridgewood Savings Bank help take out a loan in Bronx, New York?

  • Round the clock service. Every client may contact the service round the clock. The borrowed money will be credited to credit card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.

What data to fill out in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and recieve an offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Bronx, New York. The lending company will estimate many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in Bronx, New York

CFSC Checks Cashed 167th

241 E 167th St, The Bronx, NY 10456, USA

+1 (718) 681-0099

locations.cfsc.com

Wallkill Valley Federal Savings & Loan

12 Main St #1823, Walden, NY 12586, USA

+1 (845) 778-2171

wallkill.com

NBT Bank

30 W Utica St Rd, Oswego, NY 13126, USA

+1 (315) 343-1100

www.nbtbank.com

Elmira Savings Bank

2300 N Triphammer Rd, Ithaca, NY 14850, USA

+1 (607) 257-8808

www.elmirasavingsbank.com

BankOnBuffalo a Division of CNB Bank

3049 Orchard Park Rd, Orchard Park, NY 14127, USA

+1 (716) 508-4010

bankonbuffalo.bank

CFSC Checks Cashed North

202 North Ave, New Rochelle, NY 10801, USA

+1 (914) 633-1542

locations.cfsc.com

Probate Advance - Inheritance Loans

100 Fisher Ave #952, White Plains, NY 10606, USA

+1 (866) 359-3187

www.probateadvance.com

Inner City Check Cashing

418 E Sandford Blvd, Mt Vernon, NY 10550, USA

+1 (914) 665-4020

Municipal Credit Union

3621 Broadway, New York, NY 10031, USA

www.nymcu.org

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