Domain Info
Created Date
1996-06-22
Mailing Address
NY, United States
Company Name
Ridgewood Savings Bank
Ridgewood Savings Bank
Contact Data
Feedback about Ridgewood Savings Bank?
Here you grapple with the feedback of our customers.
Unsatisfied! Was denied to issue $1,000. Only $400 was approved.
Bailey Kulas
Sky-scraper interest rate. When paying off a debt, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another website.
Dr. Adrianna Rodriguez
Pay Attention
Lending companies are shown in the first three points. Below info defines common information about payday loans.
Payday Loans in Bronx, New York
Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.
This financial product in Bronx, New York is issued easily and fast. The interest percentage is set considering the category of the customer: the more loans are successfully repaid, the more reasonable terms will be offered to you.
APR
25% small loan cap
How will Ridgewood Savings Bank help take out a loan in Bronx, New York?
- Round the clock service. Every client may contact the service round the clock. The borrowed money will be credited to credit card. You won't be asked to attend any department.
- No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online application. You have to fill in an online application only. It will be reviewed within minutes. The funds are transferred in 24 business hours.
- Fast and high approval level. The positive answer counts almost 98%.
- Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to take out a cash advance from online lenders.
What data to fill out in the application? - General Info
To leave an application, every client should fill in the following data:
Then you have to submit an application and recieve an offer.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Lenders do not consider this factor the only one to issue a loan in Bronx, New York. The lending company will estimate many points to qualify such as solvency. Payday loans will be a way to improve your bad credit rating into a favorable one.
The following general points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.
APR Calculator
Other Payday Lenders in Bronx, New York
OneMain Financial
580 Kings Mall Ct, Kingston, NY 12401, USA
+1 (845) 336-0052
www.onemainfinancial.com
Elmira Savings Bank
702 S Meadow St, Ithaca, NY 14850, USA
+1 (607) 272-2211
www.elmirasavingsbank.com
OneMain Financial
356 Troy Schenectady Rd ste 5, Latham, NY 12110, USA
+1 (518) 783-6894
www.onemainfinancial.com
BankOnBuffalo a Division of CNB Bank
9470 Clarence Center Rd, Clarence Center, NY 14032, USA
+1 (716) 741-8466
bankonbuffalo.bank
First National Bank of Groton
41 S Main St, Moravia, NY 13118, USA
+1 (315) 497-2707
www.grotonbank.com
