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4.2 25 reviews
Loan agency in Latham, New York

356 Troy Schenectady Rd ste 5, Latham, NY 12110, USA
+1 (518) 783-6894
www.onemainfinancial.com
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–7PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM

Domain Info

Created Date

2010-10-01

Mailing Address

601 NW 2ND ST, EVANSVILLE, IN, 47708-1013, United States

Company Name

OneMain General Services Corporation

OneMain General Services Corporation

Contact Data

philip.hannah@omf.com

+1.8124922507

Feedback about OneMain Financial?

Here you see the reviews of our clients.

Overly satisfied with the service, the people, and the professionalism.

Isabella Hamill

Customer service isn't bad but the institution is definitely predatory.

Alphonso Osinski II

Great ppl - kind, caring and man do they work fast!

Dr. Giuseppe Hand

It was very great awesome staff and very kind and informative will return 💯

Maureen Hagenes

Because of such amazing customer service, I am only filing with Jackson Hewitt.

General Herzog

I work here and if i didnt the employees here are all amazing!

Josue Funk

Pay Attention

Above there are details about a certain lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Latham, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts are from $100-$1,000.

Such financial products as payday loan in Latham, New York is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the personal data: the more cash advance you pay back off, the more reasonable rates a borrower will get.

APR

25% small loan cap

How will OneMain Financial help issue a payday loan in Latham, New York?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take several minutes to process the form. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to reject the loan. Lenders do not consider this factor the only one to issue a loan in Latham, New York. They rate many other factors before taking out a cash advance. One of them is payment abilities. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

This calculator is intended to calculating the annual percentage rate. This is a real cost of the loan.

APR Calculator

Other Payday Lenders in Latham, New York

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Jovia Financial Credit Union

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First Republic Bank

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+1 (212) 532-8882

www.firstrepublic.com

Ridgewood Savings Bank

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branches.ridgewoodbank.com

Wallkill Valley Federal Savings & Loan

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+1 (845) 778-2171

wallkill.com

Regina Check Cashing

24 Central Ave, Albany, NY 12210, USA

+1 (518) 427-8695

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OneMain Financial

51 Smithfield Blvd, Plattsburgh, NY 12901, USA

+1 (518) 566-9008

www.onemainfinancial.com

Amalgamated Bank

275 7th Ave, New York, NY 10003, USA

+1 (212) 895-8988

www.amalgamatedbank.com

CFCU Community Credit Union - Tops Plaza Waterloo Branch

1959 US-20, Waterloo, NY 13165, USA

+1 (607) 257-8500

www.mycfcu.com

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