Welcome to Our Online Loan Referral Service

4 8 reviews

702 S Meadow St, Ithaca, NY 14850, USA
+1 (607) 272-2211
www.elmirasavingsbank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1997-02-26

Mailing Address

333 E WATER ST, ELMIRA, NY, 14901-3400, United States

Company Name

The Elmira Savings Bank

The Elmira Savings Bank

Contact Data

admin@elmirasavingsbank.com

+1.6077343374

+1.9999999999

Feedback about Elmira Savings Bank?

Here you get acquainted with the feedback of our clients.

Banking with them is the fastest and easiest bank to do buisness with!

Claudine Schuppe

Don't bank with these people.

Mr. Francisco Bradtke DVM

Better rates than several local banks, but some of the same gotchas.

Rylan Larson

Pay Attention

Above there are details about a definite lending company. Below every user may grapple with the essence of payday loans.

Payday Loans in Ithaca, New York

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.

Payday loans in Ithaca, New York are taken out problem-free. The interest rate depends on the borrower's person-related data: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.

APR

25% small loan cap

How will Elmira Savings Bank help take out a payday loan in Ithaca, New York?

  • Round the clock service. Every client may contact the service round the clock. The borrowed funds will be transfered to card. You won't be asked to attend any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a unfavorable factor that is considered by financial institutions. Microfinance organizations in Ithaca, ny review this circumstance not a hindrence to issue a loan. The recipient of a cash advance should be prepared to objectively estimate financial capabilities, issue a loan, pay off the debt on schedule and not only solve current difficulties, but enhance the credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as annual percentage rate.

APR Calculator

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OneMain Financial

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Hudson Valley Credit Union

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BankOnBuffalo a Division of CNB Bank

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PLS Check Cashing Store

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Citizens Bank ATM

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Bethpage Federal Credit Union

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