Domain Info
Created Date
1997-02-26
Mailing Address
333 E WATER ST, ELMIRA, NY, 14901-3400, United States
Company Name
The Elmira Savings Bank
The Elmira Savings Bank
Feedback about Elmira Savings Bank?
Here you get acquainted with the feedback of our clients.
Banking with them is the fastest and easiest bank to do buisness with!
Claudine Schuppe
Don't bank with these people.
Mr. Francisco Bradtke DVM
Better rates than several local banks, but some of the same gotchas.
Rylan Larson
Pay Attention
Above there are details about a definite lending company. Below every user may grapple with the essence of payday loans.
Payday Loans in Ithaca, New York
According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small amount is taken out: $100-$1,000.
Payday loans in Ithaca, New York are taken out problem-free. The interest rate depends on the borrower's person-related data: if you pay back more payday loans, the more efficient terms and rates payday lending companies offer.
APR
25% small loan cap
How will Elmira Savings Bank help take out a payday loan in Ithaca, New York?
- Round the clock service. Every client may contact the service round the clock. The borrowed funds will be transfered to card. You won't be asked to attend any department.
- No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are transferred in 24 business hours.
- Fast and high approval level. The positive answer counts almost 98%.
- Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.
What data to fill out in the application? - General Info
To leave an application, every customer should fill in the following data:
Then a client should submit an application to get an offer from one of lending companies.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history is a unfavorable factor that is considered by financial institutions. Microfinance organizations in Ithaca, ny review this circumstance not a hindrence to issue a loan. The recipient of a cash advance should be prepared to objectively estimate financial capabilities, issue a loan, pay off the debt on schedule and not only solve current difficulties, but enhance the credit rating.
The following general points will be estimated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
The calculator defines the cost of the loan known as annual percentage rate.
APR Calculator
Other Payday Lenders in Ithaca, New York
Suffolk Federal Credit Union
850 County Rd 39, Southampton, NY 11968, USA
+1 (631) 924-8000
www.suffolkfcu.org
Saratoga National Bank
1963 Altamont Ave, Schenectady, NY 12303, USA
+1 (518) 280-1562
www.saratoganational.com
United Check Cashing
600 Portion Rd #17, Ronkonkoma, NY 11779, USA
+1 (631) 738-7070
www.unitedcheckcashing.com
Auburn Community Federal Credit Union
65 Wright Cir, Auburn, NY 13021, USA
+1 (315) 253-2934
auburnfcu.com
