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3.8 6 reviews

3824 White Plains Rd, The Bronx, NY 10467, USA
+1 (718) 882-0440
branches.ridgewoodbank.com
Saturday
8:30AM–2PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–7PM
Friday
8:30AM–5PM

Domain Info

Created Date

1996-06-22

Mailing Address

NY, United States

Company Name

Ridgewood Savings Bank

Ridgewood Savings Bank

Contact Data

What people think about Ridgewood Savings Bank?

Below you find some of the opinions of our customers.

Good customer good ATM

Monica Gorczany

The staff is very friendly and very able to answer any questions that you have.

Miss Abigayle Baumbach PhD

Pay Attention

The above-given information provides the details about a specific lender. The information below is about general information about payday loans.

Payday Loans in Bronx, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Online cash advance loans can be the right solution to your sudden financial issues in Bronx , New York because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to people with a poor credit score. Payday loan approvals depend very much on specific circumstances. They will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Bronx, New York

David's Check Cashing

460 Rockaway Ave, Brooklyn, NY 11212, USA

+1 (718) 346-2323

www.davidsfinancial.com

Dime Community Bank

188 Montague St, Brooklyn, NY 11201, USA

+1 (718) 855-1942

www.dime.com

Hebrew Free Loan Society Inc

675 3rd Ave 19th Floor, New York, NY 10017, USA

+1 (212) 687-0188

www.hfls.org

LendKey Technologies, Inc.

104 W 27th St fl 4, New York, NY 10001, USA

+1 (646) 626-7396

www.lendkey.com

PLS Check Cashing Store

84 W Fordham Rd, The Bronx, NY 10468, USA

+1 (718) 584-9743

pls247.com

The Provident Loan Society (Bay Ridge)

7804 5th Ave, Brooklyn, NY 11209, USA

+1 (718) 238-0506

www.providentloan.com

OneMain Financial

2800 Sheridan Dr, Tonawanda, NY 14150, USA

+1 (716) 831-0014

www.onemainfinancial.com

The First National Bank of Long Island

159-14 Cross Bay Blvd, Howard Beach, NY 11414, USA

+1 (718) 835-1962

www.fnbli.com

CFCU Community Credit Union - Triphammer Branch

99 Sheraton Dr, Ithaca, NY 14850, USA

+1 (607) 257-8500

mycfcu.com

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