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3.8 6 reviews

3824 White Plains Rd, The Bronx, NY 10467, USA
+1 (718) 882-0440
branches.ridgewoodbank.com
Saturday
8:30AM–2PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–7PM
Friday
8:30AM–5PM

Domain Info

Created Date

1996-06-22

Mailing Address

NY, United States

Company Name

Ridgewood Savings Bank

Ridgewood Savings Bank

Contact Data

What people think about Ridgewood Savings Bank?

Below you find some of the opinions of our customers.

Good customer good ATM

Monica Gorczany

The staff is very friendly and very able to answer any questions that you have.

Miss Abigayle Baumbach PhD

Pay Attention

The above-given information provides the details about a specific lender. The information below is about general information about payday loans.

Payday Loans in Bronx, New York

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Online cash advance loans can be the right solution to your sudden financial issues in Bronx , New York because they are easily obtained and easily paid off. Your interest rate will depend on your state regulations or on the company's policy.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to people with a poor credit score. Payday loan approvals depend very much on specific circumstances. They will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the cash advance loan immediately.

APR Calculator

Other Payday Lenders in Bronx, New York

Community Bank, N.A.

8036 NY-60, Cassadaga, NY 14718, USA

+1 (716) 595-2522

cbna.com

Jovia Financial Credit Union

3195 Long Beach Rd, Oceanside, NY 11572, USA

+1 (516) 561-0030

www.joviafinancial.com

Buffalo Jewelry & Loan

2196 Seneca St, Buffalo, NY 14210, USA

+1 (716) 259-9150

www.buffalojewelryandloan.com

Ridgewood Savings Bank

1035 Fulton St, Brooklyn, NY 11238, USA

+1 (929) 666-4420

branches.ridgewoodbank.com

Hudson Valley Credit Union

30 Hawkins Dr, Montgomery, NY 12549, USA

+1 (845) 463-3011

www.hvcu.org

Orange Bank & Trust Company

78 N Plank Rd #2121, Newburgh, NY 12550, USA

+1 (845) 561-5004

orangebanktrust.com

Municipal Credit Union

280 St Nicholas Ave, New York, NY 10027, USA

+1 (212) 693-4900

www.nymcu.org

CLB Check Cashing Inc

18834 Linden Blvd, St. Albans, NY 11412, USA

+1 (718) 341-5779

First National Bank of Groton

41 S Main St, Moravia, NY 13118, USA

+1 (315) 497-2707

www.grotonbank.com

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