Orange Bank & Trust Company Payday Loans Review - Newburgh, New York

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to people with a poor credit rating. Payday loan approvals depend very much on other factors. Lenders will look at your income and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

• be 18 years old or older;
• be a U.S. citizen or permanent resident;
• be employed and have a steady income;
• have a valid checking account in your name;
• have an email address and phone number.