Domain Info
Created Date
2001-06-09
Mailing Address
New York, United States
Company Name
Gem Financial Services, Inc. DBA Gem Pawnbrokers
Gem Financial Services, Inc. DBA Gem Pawnbrokers
Contact Data
Feedback about Gem Pawnbrokers?
Here you see the feedback of our customers.
Really appreciate quality of service..
Prof. Dante Schultz DDS
Great people great prices nice atmosphere I love it here Lakisha.
Edward Ortiz
I love the customer service I received every visit I make to this location.
Declan Schowalter
Their photographer was really great and easy to work worth (Spencer, I think).
Ms. Eveline Rippin
It is a great place to learn how to quilt and sew.
Arvilla Johnson
All the reviews from actual customers are negative.
Devon Mante
Horrible communication.
Arno O'Kon
45 minutes to get through to a rude rep that was not helpful at all.
Tamara Zemlak
Worst lender I have ever used in my life! read the BBB reviews... not good
Orie Volkman
Pay Attention
Above-specified info offers the details about a definite lender. Below-shown info is devoted to general information about payday loans.
Payday Loans in Brooklyn, New York
A short-term lending option is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.
This financial product in Brooklyn, New York is issued easily and fast. The interest rate is defined considering the category of the client: the more loans are successfully repaid, the more favorable terms will be ensured to you.
APR
25% small loan cap
How will Gem Pawnbrokers help issue a loan in Brooklyn, New York?
- 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a account, so a personal visit to the store is not required.
- No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
- Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
- High approval rate. When it comes to small amounts, a positive answer comes up 98%.
- Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every borrower should enter the following data:
Then a client should submit an application to get an offer from one of lenders.
Why people take out payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Brooklyn, New York. They estmate many other factors before taking out a payday loan. One of them is solvency. This is a way to improve your credit history.
The following general points will be rated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the loan.
APR Calculator
Other Payday Lenders in Brooklyn, New York
Jovia Financial Credit Union
556 Merrick Rd, Rockville Centre, NY 11570, USA
+1 (516) 561-0030
www.joviafinancial.com
CFSC Checks Cashed Astoria, Queens
2559 Steinway St, Queens, NY 11103, USA
+1 (718) 932-9393
locations.cfsc.com
Biz2Credit
1 Pennsylvania Plaza 45th floor, New York, NY 10119, USA
+1 (212) 644-4555
www.biz2credit.com
