Welcome to Our Online Loan Referral Service

5 533 reviews

1724 Pitkin Ave, Brooklyn, NY 11212, USA
+1 (718) 498-4500
www.gempawnbrokers.com
Thursday
9:30AM–5:30PM
Friday
9:30AM–5:30PM
Saturday
9:30AM–5:30PM
Sunday
Closed
Monday
9:30AM–5:30PM
Tuesday
9:30AM–5:30PM
Wednesday
9:30AM–5:30PM

Domain Info

Created Date

2001-06-09

Mailing Address

New York, United States

Company Name

Gem Financial Services, Inc. DBA Gem Pawnbrokers

Gem Financial Services, Inc. DBA Gem Pawnbrokers

Contact Data

Feedback about Gem Pawnbrokers?

Here you see the feedback of our customers.

Really appreciate quality of service..

Prof. Dante Schultz DDS

Great people great prices nice atmosphere I love it here Lakisha.

Edward Ortiz

I love the customer service I received every visit I make to this location.

Declan Schowalter

Their photographer was really great and easy to work worth (Spencer, I think).

Ms. Eveline Rippin

It is a great place to learn how to quilt and sew.

Arvilla Johnson

All the reviews from actual customers are negative.

Devon Mante

Horrible communication.

Arno O'Kon

45 minutes to get through to a rude rep that was not helpful at all.

Tamara Zemlak

Worst lender I have ever used in my life! read the BBB reviews... not good

Orie Volkman

Pay Attention

Above-specified info offers the details about a definite lender. Below-shown info is devoted to general information about payday loans.

Payday Loans in Brooklyn, New York

A short-term lending option is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

This financial product in Brooklyn, New York is issued easily and fast. The interest rate is defined considering the category of the client: the more loans are successfully repaid, the more favorable terms will be ensured to you.

APR

25% small loan cap

How will Gem Pawnbrokers help issue a loan in Brooklyn, New York?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a account, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of causes to deny the loan. Microfinance organizations do not consider this factor the only one to issue a loan in Brooklyn, New York. They estmate many other factors before taking out a payday loan. One of them is solvency. This is a way to improve your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to use the calculator. It will define the cost of the loan.

APR Calculator

Other Payday Lenders in Brooklyn, New York

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+1 (315) 568-5855

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Bethpage Federal Credit Union

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+1 (800) 628-7070

www.bethpagefcu.com

Dime Community Bank

208 5th Ave, Brooklyn, NY 11215, USA

+1 (718) 729-6070

www.dime.com

PLS Check Cashing Store

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+1 (516) 377-1425

pls247.com

Tioga State Bank

1 N Main St, Spencer, NY 14883, USA

+1 (607) 589-7000

www.tiogabank.com

Community Check Cashing Inc

5408 16th Ave, Brooklyn, NY 11204, USA

+1 (718) 436-1623

Trustco Bank

34 Congress St, Saratoga Springs, NY 12866, USA

+1 (518) 587-3520

www.trustcobank.com

Hudson Valley Credit Union

6740 U.S. 9, Rhinebeck, NY 12572, USA

+1 (845) 463-3011

www.hvcu.org

Fast Cash Enterprise

616 4th Ave, Brooklyn, NY 11215, USA

+1 (718) 499-3352

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