Domain Info
Created Date
1996-05-03
Mailing Address
3220 Executive Ridge Drive, Suite 101. C/O NBTBANK.COM, Vista, CA, 92081, United States
Company Name
Private Registrant
Digital Privacy Corporation
What people think about NBT Bank?
Below you get acquainted with some of the reviews of our customers.
The online portal does not work so I can not apply for the loan…
Izabella Pacocha Jr.
I borrowed $800 for a period of 1 week. In the end, I had to pay twice as much with all the fees charged.
Dr. Maverick Metz
Wasted too much time with this company. They charge hidden fees! Unhappy
Aleen Langosh
I tried to borrow money from NBT Bank. They declined me. Why then advertise they approve everyone even those with poor credit?? Choose another lender. Later, got many mails with an offer to take out a payday loan. I do not recommend this service.
Frances Fritsch
I took out payday loan from NBT Bank 3 times. Closed all my loans in a timely manner. Yesterday wanted to borrow more, but they approved me for only $500 ???
Perry Bartell V
I tried to borrow funds from NBT Bank. They rejected me. Why then say they approve everyone even those with bad credit?? Waste of time. Later, got many texts with an offer to take out a loan. I do not recommend this service.
Katlyn Ondricka
Important
Now you can see general features of payday loans.
Payday Loans in Oswego, New York
A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
It is trouble-free and speedy to get approved for payday loans in Oswego, New York. The APR will be set individually for each consumer and will depend on the personal details the consumer provided.
APR
25% small loan cap
Why people apply for payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a bad credit history. Payday loan approvals depend very much on specific circumstances. Lenders will check your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a cash advance, you must comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Oswego, New York
Federal Reserve Bank of New York
33 Liberty St, New York, NY 10045, USA
+1 (212) 720-5000
www.newyorkfed.org
Saratoga National Bank
1963 Altamont Ave, Schenectady, NY 12303, USA
+1 (518) 280-1562
www.saratoganational.com
Suffolk Federal Credit Union
2 Enterprise Zone Dr Route 24, Riverhead, NY 11901, USA
+1 (631) 924-8000
www.suffolkfcu.org
