Welcome to Our Online Loan Referral Service

1 reviews

161 NY-104, Oswego, NY 13126, USA
+1 (315) 342-6272
www.nbtbank.com
Friday
9AM–4PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1996-05-03

Mailing Address

3220 Executive Ridge Drive, Suite 101. C/O NBTBANK.COM, Vista, CA, 92081, United States

Company Name

Private Registrant

Digital Privacy Corporation

Contact Data

1f893d.riuu3gntgiei@digitalprivacy.co

+1.7604482392

What people think about NBT Bank?

Below you get acquainted with some of the reviews of our customers.

The online portal does not work so I can not apply for the loan…

Izabella Pacocha Jr.

I borrowed $800 for a period of 1 week. In the end, I had to pay twice as much with all the fees charged.

Dr. Maverick Metz

Wasted too much time with this company. They charge hidden fees! Unhappy

Aleen Langosh

I tried to borrow money from NBT Bank. They declined me. Why then advertise they approve everyone even those with poor credit?? Choose another lender. Later, got many mails with an offer to take out a payday loan. I do not recommend this service.

Frances Fritsch

I took out payday loan from NBT Bank 3 times. Closed all my loans in a timely manner. Yesterday wanted to borrow more, but they approved me for only $500 ???

Perry Bartell V

I tried to borrow funds from NBT Bank. They rejected me. Why then say they approve everyone even those with bad credit?? Waste of time. Later, got many texts with an offer to take out a loan. I do not recommend this service.

Katlyn Ondricka

Important

Now you can see general features of payday loans.

Payday Loans in Oswego, New York

A payday loan is a short-term loan that can help you cover immediate money needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

It is trouble-free and speedy to get approved for payday loans in Oswego, New York. The APR will be set individually for each consumer and will depend on the personal details the consumer provided.

APR

25% small loan cap

Why people apply for payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a bad credit history. Payday loan approvals depend very much on specific circumstances. Lenders will check your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a cash advance, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

APR Calculator

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+1 (212) 348-2200

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Bank of Greene County

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+1 (518) 966-5200

www.tbogc.com

Farm Credit East

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+1 (800) 392-3276

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ConnectOne Bank

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+1 (844) 266-2548

www.connectonebank.com

Principal Financial Group

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+1 (716) 836-2422

www.principal.com

Saratoga National Bank

238 Main St, Corinth, NY 12822, USA

+1 (518) 654-9001

www.saratoganational.com

Dime Community Bank

8520 4th Ave, Brooklyn, NY 11209, USA

+1 (800) 321-3463

www.dime.com

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