Welcome to Our Online Loan Referral Service

5 3 reviews

819 Bennie Rd, Cortland, NY 13045, USA
+1 (607) 753-3391
www.nbtbank.com

Domain Info

Created Date

1996-05-03

Mailing Address

3220 Executive Ridge Drive, Suite 101. C/O NBTBANK.COM, Vista, CA, 92081, United States

Company Name

Private Registrant

Digital Privacy Corporation

Contact Data

1f893d.riuu3gntgiei@digitalprivacy.co

+1.7604482392

Feedback about NBT Bank of Cortland?

Here you get acquainted with the reviews of our clients.

High interest rate. When paying back a payday loan, some other interest is credited, when registering online on the website, many problems arise. In general, I do not recommend it. Better find another website.

Prof. Stephon Connelly

Sky-scraper interest rate. When paying off a loan, some other interest is credited, when registering online on the site, many problems arise. In general, I do not recommend it. Better find another site.

Miss Jody Renner V

Pay Attention

The first three points show the certain lender. In other turn, below-specified info makes users get acquainted general information about payday loans.

Payday Loans in Cortland, New York

The financial product called as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is issued for clients.

This financial product in Cortland, New York is taken out easily and quickly. The interest rate is set depending on the category of the borrower: the more loans are successfully repaid, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will NBT Bank of Cortland help take out a loan in Cortland, New York?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are issued day and night. The loan will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history if one of reasons to deny the loan. Lenders do not consider this factor the only one to issue a loan in Cortland, New York. They estmate many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to calculate the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the cash advance.

APR Calculator

Other Payday Lenders in Cortland, New York

OneMain Financial

3190 Niagara Falls Blvd, Buffalo, NY 14228, USA

+1 (716) 694-0093

www.onemainfinancial.com

Walden Savings Bank

15 Scotts Corner Dr, Montgomery, NY 12549, USA

+1 (845) 457-7700

waldensavings.bank

Great Meadow Federal Credit Union

26 E Main St, Granville, NY 12832, USA

+1 (518) 642-8100

www.greatmeadowfcu.org

Geddes Federal Savings & Loan Association

2208 W Genesee St, Syracuse, NY 13219, USA

+1 (315) 468-6281

www.geddesfederal.com

Planet Loan Inc

1623 Military Rd, Niagara Falls, NY 14304, USA

+1 (866) 279-3703

www.planetloaninc.com

CFCU Community Credit Union - Mortgage Office

1050 Craft Rd, Ithaca, NY 14850, USA

+1 (607) 257-8500

www.mycfcu.com

KeyBank

493 Center St, Lewiston, NY 14092, USA

+1 (716) 405-5089

www.key.com

Saratoga National Bank

171 S Broadway, Saratoga Springs, NY 12866, USA

+1 (518) 583-3114

www.saratoganational.com

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