Domain Info
Created Date
1996-06-22
Mailing Address
NY, United States
Company Name
Ridgewood Savings Bank
Ridgewood Savings Bank
Contact Data
Feedback about Ridgewood Savings Bank?
Here you read the feedback of our clients.
I issued a loan in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.
Mr. Elwyn Greenholt PhD
I borrowed $300 for several days. When the cash advance was returned, they applied a huge fees, I had to pay almost $400.
Jailyn Hyatt
Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer deprtment.
Dr. Sigurd McLaughlin I
I tried to borrow money from Ridgewood Savings Bank. They declined. Well, that's okay. But how many calls, texts and mails came at once. I do not recommend this company.
Ally Mayer
I took out $300 for several days. When the funds were returned, they applied a huge commissions, I had to pay almost $400.
Kareem Roberts
I issued only $100, and they promised the first customers get 0%, the money was credited quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.
Magnolia Mraz Jr.
Pay Attention
Lending companies are described in the first three points. Below info defines common information about payday loans.
Payday Loans in Bronx, New York
A short-term lending option is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts range from $100-$1,000.
Payday loans in Bronx, New York are taken out easily. The interest percentage depends on the borrower's personal data: if you repay more payday loans, the more efficient terms and rates payday lending companies guarantee.
APR
25% small loan cap
How will Ridgewood Savings Bank help issue a payday loan in Bronx, New York?
- 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are issued day and night. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
- No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
- Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
- High approval level. When it comes to small amounts, a positive decision comes up 98%.
- Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
What data to fill out in the application? - General Info
To submit an application, every borrower should fill out the following data:
Then you have to submit an application and get a deal.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Lenders do not consider this factor the only one to take out a loan in Bronx, New York. The lending company will assess many points to qualify such as financial capabilities. Cash advance will be a way to improve your bad credit score into a favorable one.
The following common points will be rated before applying for a payday loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to find out the APR of the payday loan, you are welcome to apply the calculator. It will specify the cost of the loan.
APR Calculator
Other Payday Lenders in Bronx, New York
WNY Check Cashing Services
675 N Fillmore Ave, Buffalo, NY 14212, USA
+1 (716) 893-4193
www.wnycheckservices.com
Walden Savings Bank
131 E Main St, Washingtonville, NY 10992, USA
+1 (845) 496-9196
www.waldensavingsbank.com
The First National Bank of Long Island
227 Smith St, Brooklyn, NY 11231, USA
+1 (718) 942-3777
www.fnbli.com
Jovia Financial Credit Union
2005 Merrick Rd, Merrick, NY 11566, USA
+1 (516) 561-0030
www.joviafinancial.com
CFSC Checks Cashed Willoughby
25 Willoughby St, Brooklyn, NY 11201, USA
+1 (718) 855-7400
locations.cfsc.com
Bethpage Federal Credit Union
899 S Oyster Bay Rd, Bethpage, NY 11714, USA
+1 (800) 628-7070
www.bethpagefcu.com
