CFCU Community Credit Union - Mortgage Office Payday Loans Review

2.3 22 reviews

Organization owner?

1050 Craft Rd, Ithaca, NY 14850, USA

+1 (607) 257-8500

www.mycfcu.com

Friday

8:30–8:31AM

Saturday

Closed

Sunday

Closed

Monday

Closed

Tuesday

Closed

Wednesday

Closed

Thursday

Closed

Domain Info

Created Date

2002-06-26

Mailing Address

5335 Gate Parkway care of Network Solutions PO Box 459, Jacksonville, FL, 32256, United States

Company Name

PERFECT PRIVACY, LLC

Contact Data

[email protected]

+1.5707088780

Feedback about CFCU Community Credit Union - Mortgage Office?

Here you get acquainted with the feedback of our customers.

i have low credit score they gave me 3 loans

Nickolas Stark

They dont know how to provide a service and should not exist.

Tiffany Monahan

Terrible people, assaulting customers, stealing money

Lysanne McCullough

Great car loan rates, access to my money whenever needed.

Vickie Larkin

Train your service reps and empower them to help the customers more!

Emmy Wolff

Best service for a Credit Union.

Dr. Adelle Mraz MD

Great service nice car selection

Ms. Kasandra Daniel

Decent staff but terrible management and communication.

Ahmed Goyette

Enjoyed the van we rented, gave us the extra room we needed for our vacation.

Prof. Imani Lubowitz

Pay Attention

Further there will be shown the details about not a certain lender. The information below will tell about shared information about payday loans and its specific features.

Payday Loans in Ithaca, New York

Payday loans are a kind of loans issued by payday lending company to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Ithaca, New York are taken out problem-free. The interest percentage is dependent on the client's person-related data: if you pay off more payday loans, the more efficient terms and rates payday lending companies offer.

APR

25% small loan cap

How will CFCU Community Credit Union - Mortgage Office help take out a payday loan in Ithaca, New York?

Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
Online application. Submit an online form with customer data. It will take some minutes to consider the form. The money are credited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor taken into account by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by lenders to take out a cash advance. The lending company review many aspects such as financial abilities to approve the application. Cash advance in Ithaca, New York may help level up your credit score.

The following general points will be rated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The annual percentage rate will provide the cost of the loan. It takes seconds to see the outcome.

APR Calculator

Other Payday Lenders in Ithaca, New York

Tompkins Mahopac Bank

630 US-6, Mahopac, NY 10541, USA

+1 (845) 621-0550

www.mahopacbank.com

Valley Bank ATM

747 Chestnut Ridge Rd, Chestnut Ridge, NY 10977, USA

+1 (800) 522-4100

www.valley.com