Welcome to Our Online Loan Referral Service

4.1 13 reviews

1130 E Main St, Rochester, NY 14609, USA
+1 (800) 242-2120
www.visionsfcu.org
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

What people think about Visions Federal Credit Union?

Below you get acquainted with some of the testimonials of our clients.

Great service and the best savings rates in the Rochester area

Ms. Camila Braun MD

Sent two follow-up emails, application never processed, no response.

Mr. Cristopher Bauch I

I appreciate how they take time to get to know their customers.

Conrad Block

Highly recommend this location and this credit union!

Prof. Jessica Huels

Incredibly friendly and efficient staff!

Lawrence Pagac

Important

The above-given information provides the details about a specific lending service. The information below is about general information about payday loans.

Payday Loans in Rochester, New York

A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Online payday loans can be the right solution to your sudden financial troubles in Rochester , New York because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.

APR

25% small loan cap

Why people take out payday loans?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a bad credit history. Payday loan approvals depend very much on specific circumstances. They will look at your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the loan even before applying.

APR Calculator

Other Payday Lenders in Rochester, New York

Apple Bank

33 Mamaroneck Ave, White Plains, NY 10601, USA

+1 (914) 948-5400

www.applebank.com

First Heritage Federal Credit Union

218 Prescott Ave, Elmira, NY 14903, USA

+1 (607) 936-4667

www.fhfcu.org

Customers Bank

14 Rye Ridge Plaza, Rye Brook, NY 10573, USA

+1 (914) 939-3700

www.customersbank.com

Woodforest Bank

1400 County Rd 64, Horseheads, NY 14845, USA

+1 (607) 739-1468

www.woodforest.com

Hudson Valley Credit Union

1620 NY-22, Brewster, NY 10509, USA

+1 (845) 463-3011

www.hvcu.org

Advance Funds Network, LLC.

464 Kings Hwy 2nd fl, Brooklyn, NY 11223, USA

+1 (844) 205-8441

www.advancefundsnetwork.com

KeyBank

1 N Main St, Cortland, NY 13045, USA

+1 (607) 758-2200

www.key.com

BNB Bank ATM

55 Main St, East Hampton, NY 11937, USA

+1 (631) 537-1000

www.bnbbank.com

Northwest Bank

1228 Jefferson Ave, Buffalo, NY 14208, USA

+1 (716) 515-0377

www.northwest.bank

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