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What people think about Visions Federal Credit Union?
Below you get acquainted with some of the testimonials of our clients.
Great service and the best savings rates in the Rochester area
Ms. Camila Braun MD
Sent two follow-up emails, application never processed, no response.
Mr. Cristopher Bauch I
I appreciate how they take time to get to know their customers.
Conrad Block
Highly recommend this location and this credit union!
Prof. Jessica Huels
Incredibly friendly and efficient staff!
Lawrence Pagac
Important
The above-given information provides the details about a specific lending service. The information below is about general information about payday loans.
Payday Loans in Rochester, New York
A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Online payday loans can be the right solution to your sudden financial troubles in Rochester , New York because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.
APR
25% small loan cap
Why people take out payday loans?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few short-term loan products offered to applicants with a bad credit history. Payday loan approvals depend very much on specific circumstances. They will look at your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a payday loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the loan even before applying.
APR Calculator
Other Payday Lenders in Rochester, New York
Armed Forces Bank
10730A Enduring Freedom Dr, Fort Drum, NY 13602, USA
+1 (680) 222-9556
www.afbank.com
Ridgewood Savings Bank
670 McLean Ave, Yonkers, NY 10704, USA
+1 (914) 964-9820
branches.ridgewoodbank.com
Lake Shore Savings Bank
570 Dick Rd, Depew, NY 14043, USA
+1 (716) 898-2022
www.lakeshoresavings.com
Hudson Valley Credit Union
1639 Ulster Ave, Lake Katrine, NY 12449, USA
+1 (800) 468-3011
www.hvcu.org
OneMain Financial
580 Kings Mall Ct, Kingston, NY 12401, USA
+1 (845) 336-0052
www.onemainfinancial.com
