Welcome to Our Online Loan Referral Service

4 19 reviews

125 N Fulton St, Ithaca, NY 14850, USA
+1 (607) 273-4611
www.alternatives.org
Friday
2–5PM
Saturday
Closed
Sunday
Closed
Monday
2–5PM
Tuesday
2–5PM
Wednesday
10AM–1PM
Thursday
2–5PM

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Feedback about Alternatives Federal Credit Union?

Here you read the feedback of our customers.

Good for me. Best auto loan I could find in the area.

Prof. Hassan Hyatt

Good community credit union. Gives people who can get a loan or build credit the chance to move forward with their plans.

Amy Kiehn

Quality service and fair auto loan and mortgage rates.

Mr. Nash Jaskolski

Pay Attention

Above-defined info provides the details about a exact lender. Below-specified info is oriented on general information about payday loans.

Payday Loans in Ithaca, New York

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

Hassle-free financial products are known as payday loans in Ithaca, ny. They are issued at individually-set interest rates. They depend on customer's data. It is also significant to pay back as much payday loans as possible.

APR

25% small loan cap

How will Alternatives Federal Credit Union help issue a payday loan in Ithaca, New York?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take several minutes to review the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

What data to fill in in the application? - General Info

To leave an application, every client should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A unfavorable factor processed by financial institutions is called as bad credit history. But this obstacle is not taken as the only one by payday lenders to issue a loan. The lending company review many aspects such as financial abilities to approve the form. Cash advance in Ithaca, New York may help level up your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator defines the cost of the loan known as APR.

APR Calculator

Other Payday Lenders in Ithaca, New York

OneMain Financial

1400 Altamont Ave, Schenectady, NY 12303, USA

+1 (518) 357-9761

www.onemainfinancial.com

Stafford LLC

4535 Southwestern Blvd #209, Hamburg, NY 14075, USA

+1 (877) 983-2495

www.nycpersonalloans.com

Woodforest Bank

6788 NY-31, Newark, NY 14513, USA

+1 (315) 331-2790

www.woodforest.com

The Loan Source, Inc

353 E 83rd St, New York, NY 10028, USA

+1 (800) 492-6825

www.theloansource.com

Tioga State Bank Mortgage Services

140 Seneca Way #200b, Ithaca, NY 14850, USA

+1 (888) 303-4872

www.tiogabank.com

The First National Bank of Long Island

23-25 31st St, Astoria, NY 11105, USA

+1 (929) 429-3500

www.fnbli.com

KeyBank ATM

860 NY-13, Cortland, NY 13045, USA

+1 (800) 539-2968

key.com

Bethpage Federal Credit Union

231 W Merrick Rd, Valley Stream, NY 11580, USA

+1 (800) 628-7070

www.bethpagefcu.com

Saratoga National Bank

171 S Broadway, Saratoga Springs, NY 12866, USA

+1 (518) 583-3114

www.saratoganational.com

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