Welcome to Our Online Loan Referral Service

5 3 reviews

48 S Service Rd #207, Melville, NY 11747, USA
+1 (844) 266-2548
www.connectonebank.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

2012-10-08

Mailing Address

New Jersey, United States

Company Name

ConnectOne Bank

ConnectOne Bank

Contact Data

Feedback about ConnectOne Bank?

Here you grapple with the reviews of our customers.

For 6 months I have not been able to make the service to transfer the information about the closing of the loan for 2019.

Ida Champlin

No matter how much asked for a payday loan. Constantly refused. No idea why?

Hassie Reinger

I borrowed $400 for a period of 14 days (supposedly without interest). In the end, without my prior consent, they took out a loan for 16 days. As a result, I paid $850 with all the commissions.

Prof. Garry Mayer DDS

Pay Attention

Above-specified info offers the details about a definite lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Melville, New York

A short-term lending option is considered as a payday loan. This is a kind of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.

Payday loans in Melville, New York are taken out problem-free. The interest percentage is conditional on the client's personal information: if you pay off more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

25% small loan cap

How will ConnectOne Bank help take out a loan in Melville, New York?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the cause of denial for a loan is a bad credit history. This factor is estimated by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Melville, ny will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the loan, you are welcome to use the calculator. It will specify the cost of the loan.

APR Calculator

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