Welcome to Our Online Loan Referral Service

5 2 reviews

1404 2nd Ave, New York, NY 10021, USA
+1 (212) 327-0800
branches.ridgewoodbank.com
Wednesday
8:30AM–5PM
Thursday
8:30AM–7PM
Friday
8:30AM–5PM
Saturday
8:30AM–2PM
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM

Domain Info

Created Date

1996-06-22

Mailing Address

NY, United States

Company Name

Ridgewood Savings Bank

Ridgewood Savings Bank

Contact Data

Feedback about Ridgewood Savings Bank?

Here you get acquainted with the feedback of our customers.

Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of support team.

Jon Turner

I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Rudolph Lynch

I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.

Vanessa Miller

I took out only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.

Kylie Paucek

For 6 months I have not been able to make the service to transfer the information about the repaying of the loan for 2019.

Loren Ryan Sr.

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes readers get acquainted shared information about payday loans.

Payday Loans in New York, New York

Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

It is easy and fast to take out payday loans in New York, New York. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.

APR

25% small loan cap

How will Ridgewood Savings Bank help issue a loan in New York, New York?

  • 24/7 service. Such online services allow you to deposit funds at any time. Money are issued day and night. The transfer will be sent to a bank account, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

A adverse factor processed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by lenders to take out a loan. The lender process many aspects such as financial solvency to approve the request. Cash advance in New York, New York may help improve your credit rating.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the APR of the loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

APR Calculator

Other Payday Lenders in New York, New York

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+1 (607) 739-1468

www.woodforest.com

Rockland Check Cashing

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+1 (845) 356-2274

www.rocklandcheckcashing.net

Sidney Federal Credit Union

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+1 (877) 642-7328

CFCU Community Credit Union - Mortgage Office

1050 Craft Rd, Ithaca, NY 14850, USA

+1 (607) 257-8500

www.mycfcu.com

OneMain Financial

2800 Sheridan Dr, Tonawanda, NY 14150, USA

+1 (716) 831-0014

www.onemainfinancial.com

Valley Bank ATM

747 Chestnut Ridge Rd, Chestnut Ridge, NY 10977, USA

+1 (800) 522-4100

www.valley.com

Exeter Finance

303 S Broadway, Tarrytown, NY 10591, USA

+1 (914) 407-1217

www.exeterfinance.com

Alliance Bank

700 N Main St, Syracuse, NY 13212, USA

+1 (315) 458-8131

www.nbtbank.com

Savannah Bank NA

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+1 (315) 252-4551

www.savannahbankny.com

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