Domain Info
Created Date
1996-06-22
Mailing Address
NY, United States
Company Name
Ridgewood Savings Bank
Ridgewood Savings Bank
Contact Data
Feedback about Ridgewood Savings Bank?
Here you get acquainted with the feedback of our customers.
Not very satisfied with the hidden subscription to healthcare insurance in the amount of $19. But it turned out to be very easy to cope with, by means of support team.
Jon Turner
I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the contract, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.
Rudolph Lynch
I regret very much that I got in touch with this organization. I agreed by 1%, but the full repayment of the loan brings additional fees. Unsatisfied.
Vanessa Miller
I took out only $100, and they promised the first customers get 0%, the money was deposited quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, huge overpayment.
Kylie Paucek
For 6 months I have not been able to make the service to transfer the information about the repaying of the loan for 2019.
Loren Ryan Sr.
Pay Attention
The first three points describe the certain lending company. In other turn, below-specified info makes readers get acquainted shared information about payday loans.
Payday Loans in New York, New York
Payday loans are a type of loans taken out by payday lending company to people for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.
It is easy and fast to take out payday loans in New York, New York. The rates are set on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most reasonable terms and rates.
APR
25% small loan cap
How will Ridgewood Savings Bank help issue a loan in New York, New York?
- 24/7 service. Such online services allow you to deposit funds at any time. Money are issued day and night. The transfer will be sent to a bank account, so a personal visit to the department is not required.
- No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
- Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
- High approval level. When it relates to small amounts, a positive answer comes up 98%.
- Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.
What data to fill in in the application? - General Info
To leave an application, every client should fill in the following data:
After filling out an application, submit it and get the decision.
Why people issue payday loans?
70%
Utility Bills80%
Healthcare Bills60%
Traveling20%
Car Repair30%
Clothes
What data to fill in in the application? - General Info
A adverse factor processed by financial institutions is called as bad credit history. But this obstacle is not reviewed as the only one by lenders to take out a loan. The lender process many aspects such as financial solvency to approve the request. Cash advance in New York, New York may help improve your credit rating.
The following common points will be estimated before applying for a loan:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
Rate Your Credit Score
300
579
- No way to issue a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans incl. mortgage
Rate your APR
If you need to know the APR of the loan, you are welcome to use the calculator. It will determine the cost of the payday loan.
APR Calculator
Other Payday Lenders in New York, New York
CounselPro Lending, LLC
800 Westchester Ave n461, Rye Brook, NY 10573, USA
+1 (888) 292-3322
www.counselprolending.com
Ridgewood Savings Bank
43-14 Ditmars Blvd, Queens, NY 11105, USA
+1 (718) 274-5400
branches.ridgewoodbank.com
Wallkill Valley Federal Savings & Loan
201 Ward St #1248, Montgomery, NY 12549, USA
+1 (845) 457-5101
wallkill.com
Cross River Bank
2365 Nostrand Ave. Suite B, Brooklyn, NY 11210, USA
+1 (929) 450-0420
www.crossriver.com
