Welcome to Our Online Loan Referral Service

4.4 5 reviews

3621 Broadway, New York, NY 10031, USA
www.nymcu.org

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Mailing Address

Company Name

Contact Data

Feedback about Municipal Credit Union?

Here you get acquainted with the feedback of our clients.

I issued $300 for several days. When the loan was returned, they applied a huge fees, I had to pay almost $400.

Briana Hane

For 6 months I have not been able to make the service to transfer the information about the closing of the loan for 2019.

Cleveland Altenwerth Sr.

For 6 months I have not been able to make the resource to transfer the information about the paying back of the loan for 2019.

Lavinia Keeling Jr.

Pay Attention

Above there are details about a exact lending company. Below every reader may get acquainted with the essence of payday loans.

Payday Loans in New York, New York

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is approved: $100-$1,000.

Such financial products as payday loan in New York, New York is taken out simply and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the person-related data: the more cash advance you pay back off, the more favorable rates you will get.

APR

25% small loan cap

How will Municipal Credit Union help take out a payday loan in New York, New York?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be deposited to account. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed within minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be an obstacle to take out a payday loan from online lenders.

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the offer.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in New York, ny review this circumstance not a hindrence to take out a loan. The recipient of a cash advance should be ready to objectively estimate financial solvency, take out a loan, pay back the debt on time and not only cope with current problems, but enhance the credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a loan, you should determine its definite cost. This calculator will show the annual percentage rate of the loan.

APR Calculator

Other Payday Lenders in New York, New York

Signature Bank

360 Motor Pkwy #150, Hauppauge, NY 11788, USA

+1 (866) 744-5463

www.signatureny.com

Niagara Falls Technical Assistance E No Fax Payday Loans, LLC

Virtual Suite 14301, Niagara Falls, NY 14301, USA

+1 (716) 370-9147

Regina Check Cashing

24 Central Ave, Albany, NY 12210, USA

+1 (518) 427-8695

reginacheckcashing.com

Community Bank, N.A.

200 E Buffalo St # 101B, Ithaca, NY 14850, USA

+1 (607) 272-4880

cbna.com

Suffolk Federal Credit Union

2 Enterprise Zone Dr Route 24, Riverhead, NY 11901, USA

+1 (631) 924-8000

www.suffolkfcu.org

CFCU Community Credit Union - Triphammer Branch

99 Sheraton Dr, Ithaca, NY 14850, USA

+1 (607) 257-8500

mycfcu.com

Jovia Financial Credit Union

721 E Jericho Turnpike, Huntington Station, NY 11746, USA

+1 (516) 561-0030

www.joviafinancial.com

Cash Depot II

515 Morningstar Rd, Staten Island, NY 10303, USA

+1 (718) 556-3100

Ridgewood Savings Bank

3445 Jerome Ave, The Bronx, NY 10467, USA

+1 (718) 881-3430

branches.ridgewoodbank.com

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