Welcome to Our Online Loan Referral Service

3.9 9 reviews

5900 County Road 32 &, NY-23, Norwich, NY 13815, USA
+1 (877) 642-7328
Thursday
9AM–4:30PM
Friday
9AM–4:30PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM
Wednesday
9AM–4:30PM

Feedback about Sidney Federal Credit Union?

Here you read the feedback of our customers.

I love the customer service here!

Ms. Emilie Balistreri MD

It is conveniently located and easy to get to.

Lowell Block

What wasn't expected was another $25 fee to unlock my debit card.

Sheridan Romaguera

Pay Attention

Lenders are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in Norwich, New York

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Norwich, New York is taken out easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more payday loans you pay back off, the more reasonable rates a customer will recieve.

APR

25% small loan cap

How will Sidney Federal Credit Union help issue a payday loan in Norwich, New York?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued day and night. The loan will be sent to a bank account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Norwich, New York. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Norwich, New York

ConnectOne Bank

48 S Service Rd #207, Melville, NY 11747, USA

+1 (844) 266-2548

www.connectonebank.com

Cayuga Lake National Bank

165 Cayuga St, Union Springs, NY 13160, USA

+1 (315) 889-7358

www.cayugalakenationalbank.com

Sterling National Bank

70 Canal St, Ellenville, NY 12428, USA

+1 (845) 647-4300

www.snb.com

Suffolk Federal Credit Union

3681 Horseblock Road, Medford, NY 11763, USA

+1 (631) 924-8000

www.suffolkfcu.org

Sidney Federal Credit Union

16 N Main St A, Bainbridge, NY 13733, USA

+1 (877) 642-7328

Community Bank, N.A.

3909 Vineyard Dr, Dunkirk, NY 14048, USA

+1 (716) 672-2144

cbna.com

CFCU Community Credit Union - Route 281 Branch

3910 Route 281 Tops Plaza, Cortland, NY 13045, USA

+1 (607) 257-8500

mycfcu.com

CFCU Community Credit Union - Triphammer Branch

99 Sheraton Dr, Ithaca, NY 14850, USA

+1 (607) 257-8500

mycfcu.com

Alliance Bank

700 N Main St, Syracuse, NY 13212, USA

+1 (315) 458-8131

www.nbtbank.com

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