Sidney Federal Credit Union Payday Loans Review

3.9 9 reviews

Organization owner?

5900 County Road 32 &, NY-23, Norwich, NY 13815, USA

+1 (877) 642-7328

Thursday

9AM–4:30PM

Friday

9AM–4:30PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9AM–4:30PM

Tuesday

9AM–4:30PM

Wednesday

9AM–4:30PM

Feedback about Sidney Federal Credit Union?

Here you read the feedback of our customers.

I love the customer service here!

Ms. Emilie Balistreri MD

It is conveniently located and easy to get to.

Lowell Block

What wasn't expected was another $25 fee to unlock my debit card.

Sheridan Romaguera

Pay Attention

Lenders are provided in the first three points. Below info specifies general information about payday loans.

Payday Loans in Norwich, New York

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

Such financial products as payday loan in Norwich, New York is taken out easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the person-related data: the more payday loans you pay back off, the more reasonable rates a customer will recieve.

APR

25% small loan cap

How will Sidney Federal Credit Union help issue a payday loan in Norwich, New York?

24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued day and night. The loan will be sent to a bank account, so a personal visit to the office is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Why people issue payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

If you are denied a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Lenders do not consider this factor the only one to issue a loan in Norwich, New York. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

Rate Your Credit Score

Low

Low Rate

300

Lower than Average

579

No way to issue a loan
No ability to rent a room

Average

Average Rate

670

High Rate

739

80% of loan approval
Apply for all loan types

Perfect

Great Score

740

Perfect Score

799

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

The calculator shows the cost of the payday loan known as APR.

APR Calculator

Other Payday Lenders in Norwich, New York

The Delaware National Bank of Delhi

124 Main St, Delhi, NY 13753, USA

+1 (855) 413-3544

www.dnbd.bank

Davids Check Cashing

23-05 31st St, Queens, NY 11105, USA

+1 (718) 274-2243

www.davidsfinancial.com

Five Star Bank

5491 Sheridan Dr, Buffalo, NY 14221, USA

+1 (716) 839-5555

www.five-starbank.com