Welcome to Our Online Loan Referral Service


18 Division St # 305, Saratoga Springs, NY 12866, USA
+1 (518) 584-2555
www.saratogaretire.com
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

2012-04-24

Mailing Address

Company Name

Contact Data

What people think about Saratoga Financial Services?

Below you see some of the opinions of our customers.

Be careful! It’s a fake! They call me every day from various phone numbers. Tired of blocking these numbers. Never give them your contact details!!

Ms. Idell O'Connell

I got a loan from Saratoga Financial Services twice. Repaid all my loans as agreed. Yesterday wanted to borrow more, but they approved me for only $100 ???

Erna Quitzon

The online portal does not work so I can not apply for the loan…

Logan Schuppe

So upset!! They approve me for a loan but it’s been 3 days and still no funds in my account! Tired of waiting…. Not sure I will ever get my loan.

Boris Armstrong

This website is a rip off. I will never use again. $20 goes towards loan and you keep $84 for interest.

Dr. Mabel Roberts

The online portal does not work so I can not apply for the funds…

Prof. Noah Crooks

Important

Below you can review general information about payday loans and their common characteristics.

Payday Loans in Saratoga Springs, New York

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

It is trouble-free and speedy to get approved for payday loans in Saratoga Springs, New York. The interest rate will be set specifically for each person and will depend on the personal details the applicant filled in.

APR

25% small loan cap

Why people apply for cash advances?

70%

Car expenses

50%

Treatment

40%

Vacation

30%

Clothes

30%

Home improvement

Payday loans for bad credit

Having a poor credit score automatically disqualifies you from getting a bank loan. Payday loans give clients with a poor credit score an increased chance to get accepted for short-term loans. A payday loan may be the only financial product available for some individuals to help them deal with unexpected problems. If you take out such a loan, it is critical that you always borrow within your capabilities and repay your loan commitments punctually.

To get accepted for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No ability to get a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans including mortgage

Rate your APR

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to find out the real cost of the cash advance loan even before applying.

APR Calculator

Other Payday Lenders in Saratoga Springs, New York

Signature Bank

360 Hamilton Ave 5th Fl, White Plains, NY 10601, USA

+1 (866) 744-5463

www.signatureny.com

CFSC Checks Cashed 231st

189 W 231st St, The Bronx, NY 10463, USA

+1 (718) 796-0631

locations.cfsc.com

Dime Community Bank

208 5th Ave, Brooklyn, NY 11215, USA

+1 (718) 729-6070

www.dime.com

Universal Check Cashing

333 Genesee St, Utica, NY 13501, USA

+1 (315) 266-0373

www.reginacheckcashing.com

Ridgewood Savings Bank

244 Court St, Brooklyn, NY 11201, USA

+1 (718) 923-0300

branches.ridgewoodbank.com

NBT Bank of Cortland

819 Bennie Rd, Cortland, NY 13045, USA

+1 (607) 753-3391

www.nbtbank.com

ATM (M&T Bank)

Neubig Rd, Cortland, NY 13045, USA

www.mtb.com

Peoples Security Bank & Trust Company

1026 Conklin Rd, Conklin, NY 13748, USA

+1 (607) 722-2114

www.psbt.com

Cheri Krusen: Mortgage Loan Officer

35 Bardonia Rd, Bardonia, NY 10954, USA

+1 (845) 422-6620

www.affinityfcu.com

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