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Created Date
2018-09-25
Mailing Address
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What people think about Jovia Financial Credit Union?
Below you read some of the reviews of our customers.
*A real review from a satisfied Long Island customer.
Candida Kreiger
Service completely turned trash after the bank changed.
Dr. Katherine Schroeder
I spent almost half an hour in their phone jail.
Gussie Graham
Pay Attention
The previous three items charactirize a precise financial institution. But below you can read general information about payday loans.
Payday Loans in Westbury, New York
A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans in Westbury, New York is are easy to access. The APR is specific for each applicant and depends on various factors: age, income, loan amount needed, loan term, credit score, etc.
APR
25% small loan cap
Why people take out cash advances?
70%
Car expenses50%
Treatment40%
Vacation30%
Clothes30%
Home improvement
Payday loans for bad credit
If you have a bad credit history you may still get accepted for a payday loan. Such loans are created to help meet the needs of applicants with lower credit scores. There are lenders who may be happy to offer you a payday loan even if you have a bad credit score. You will need a steady income to get accepted for a bad credit payday loan.
To get accepted for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
300
579
- No ability to get a loan
- No ability to rent a room
670
739
- 80% of loan approval
- Apply for all loan types
740
799
- 95% of loan approval
- Apply for all loans including mortgage
Rate your APR
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the loan in a few minutes.
APR Calculator
Other Payday Lenders in Westbury, New York
Hebrew Free Loan Society Inc
675 3rd Ave 19th Floor, New York, NY 10017, USA
+1 (212) 687-0188
www.hfls.org
Mid-Hudson Valley Federal Credit Union
3180 Rte 9W, Saugerties, NY 12477, USA
+1 (845) 336-4444
www.mhvfcu.com
Biz2Credit
1 Pennsylvania Plaza 45th floor, New York, NY 10119, USA
+1 (212) 644-4555
www.biz2credit.com
Lyons National Bank Operations Center
470 Exchange St, Geneva, NY 14456, USA
+1 (315) 781-5000
bankwithlnb.com
Ridgewood Savings Bank
670 McLean Ave, Yonkers, NY 10704, USA
+1 (914) 964-9820
branches.ridgewoodbank.com
