Welcome to Our Online Loan Referral Service

4.7 3 reviews

54 N Mitchell Ave, Bakersville, NC 28705, USA
+1 (828) 688-5800
www.ucbi.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
(Good Friday)
9AM–5PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

Mailing Address

Company Name

Contact Data

Feedback about United Community Bank?

Here you see the feedback of our clients.

It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to contact United Community Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.

Vincenza Mertz DVM

I suffered a difficult situation in my life. I urgently required extra money. This company helped me very much. They approved the required amount. I solved all my problems. I recommend the company to all my acquaintances.

Lew O'Connell

Yesterday I needed extra funds, I decided to contact United Community Bank. They quickly approved the amount needed, and besides, they offered good terms at a low interest rate.

Audra Okuneva

want to express my deep gratitude to United Community Bank for believing my case. I had some problems with a credit score, but this service helped me and issued a loan.

Carmela Keebler

I suffered one situation. I urgently needed a large amount of money. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. United Community Bank in Bakersville seemed to me the most efficient.

Mrs. Camylle Schmidt

Pay Attention

Further there will be given the details about not a definite lending company. The information below will define common information about payday loans and its specific elements.

Payday Loans in Bakersville, North Carolina

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

Hassle-free financial products are known as payday loans in Bakersville, nc. They are taken out at individually-set interest rates. They are dependent on personal data. It is also significant to pay back as much payday loans as possible.

APR

36% APR small loan cap

How will United Community Bank help issue a loan in Bakersville, North Carolina?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed money will be transfered to credit card. You won't be asked to visit any store.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be reviewed within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive offer counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill out in the application? - General Info

One of the reason of refusal for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% refuse the application when lenders in Bakersville, nc will assess other aspects like payment abilities and approve a cash advance. This is a way to improve your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you need to know the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will define the cost of the cash advance.

APR Calculator

Other Payday Lenders in Bakersville, North Carolina

Lending Group

14460 Falls of Neuse Rd #314, Raleigh, NC 27614, USA

+1 (888) 316-2918

247lendinggroup.com

Edward Jones - Financial Advisor: Robert Caudle III, AAMS®

195 Old Farm Rd, Roanoke Rapids, NC 27870, USA

+1 (252) 537-1728

www.edwardjones.com

Fort Bragg Federal Credit Union

4020 Bastogne Dr, Fort Bragg, NC 28307, USA

+1 (910) 864-2232

www.fortbraggfcu.org

State Employees’ Credit Union

1214 E 5th St, Tabor City, NC 28463, USA

+1 (910) 653-5767

locations.ncsecu.org

Coastal Credit Union

7103 NC-751, Durham, NC 27707, USA

+1 (800) 868-4262

coastal24.com

American National Bank and Trust Company

173 Main St, Yanceyville, NC 27379, USA

+1 (336) 694-4148

www.amnb.com

Peoples Bank

Murphy, NC 28906, USA

Regional Finance

1331 Mebane Oaks Rd, Mebane, NC 27302, USA

+1 (919) 568-4022

branches.regionalfinance.com

OneMain Financial

1230 E Dixon Blvd Unit 11, Shelby, NC 28152, USA

+1 (704) 481-1761

www.onemainfinancial.com

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