Welcome to Our Online Loan Referral Service

2.7 6 reviews

9123 Monroe Rd STE 110, Charlotte, NC 28270, USA
7 years in business
+1 (704) 849-6882
nicholasfinancial.com
Wednesday
8AM–5:30PM
Thursday
8AM–5:30PM
Friday
(Good Friday)
8AM–5:30PM
Hours might differ
Saturday
Closed
Sunday
(Easter)
Closed
Monday
8AM–5:30PM
Tuesday
8AM–5:30PM

Domain Info

Created Date

1999-03-19

Mailing Address

2454 N MCMULLEN BOOTH RD, CLEARWATER, FL, 33759-1353, United States

Company Name

Nicholas Financial, Inc.

Nicholas Financial, Inc.

Contact Data

rrooks@nicfn.com

+1.7277260763

+1.7277262140

Feedback about Nicholas Financial Inc?

Here you get acquainted with the feedback of our clients.

Scott treated my children and I like family.

Jovani Hintz

Outstanding people and company!

Della Christiansen

Great experience and very easy to work with.

Prof. Aida O'Keefe

Pay Attention

The first three points specify the certain lending company. In other turn, below-defined info makes users grapple with shared information about payday loans.

Payday Loans in Charlotte, Vermont

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

Such financial products as payday loan in Charlotte, Vermont is taken out easily and quickly for a short period: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more reasonable rates a customer will recieve.

APR

18% APR small loan cap

How will Nicholas Financial Inc help take out a loan in Charlotte, Vermont?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The loan will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.

What data to fill in in the application? - General Info

To submit an application, every customer should enter the following data:

Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lending companies.

Why people take out payday loans?

70%

Utility Bills

80%

Healthcare Bills

60%

Traveling

20%

Car Repair

30%

Clothes

What data to fill in in the application? - General Info

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Charlotte, vt review this circumstance not a hindrence to take out a loan. The recipient of a cash advance should be prepared to objectively assess financial capabilities, issue a loan, pay back the debt on a due date and not only solve current issues, but improve the credit rating.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.

Rate Your Credit Score

Low Rate

300

Lower than Average

579

  • No way to issue a loan
  • No ability to rent a room
Average Rate

670

High Rate

739

  • 80% of loan approval
  • Apply for all loan types
Great Score

740

Perfect Score

799

  • 95% of loan approval
  • Apply for all loans incl. mortgage

Rate your APR

If you are going to issue a payday loan, you should determine its real cost. This calculator will show the APR of the loan.

APR Calculator

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